Honda Civic Insurance – Top 100 Questions and Answers

Car insurance is complicated, and it's no wonder people have so many questions. In this article, we answer the top 100 questions about Honda Civic insurance.

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What is the average cost per year for Honda Civic Insurance?

Honda Civic insurance costs an average of $1,680 per year with rates ranging from $1,502 per year for the Civic LX to $1,992 for the Civic Type R.

What is the average monthly cost to insure a Civic?

The average monthly cost to insure a Honda Civic is $140 for full coverage. Rates range from around $116 per month for a 60-year-old drive to $278 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much is Civic insurance for a 16-year-old male driver?

Ready for sticker shock? The cost to insure a 16-year-old male driver on a Honda Civic averages $5,852 per year or around $488 per month for full coverage.

How does Honda Civic insurance compare to all other vehicles?

At $1,680 per year, the cost of Honda Civic insurance is $203 less than the national average rate for all vehicles of $1,883. That’s a difference of 11.4%.

Is Honda Civic or Toyota Corolla insurance cheaper?

The Civic has an average insurance cost of $1,710 and the Corolla is $1,702, making the Toyota Corolla cheaper by $8 per year for the 2022 model year. See our Civic vs. Corolla insurance comparison for complete data.

How much does Civic insurance cost in Florida?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Florida is $2,038, or around $170 per month. Florida rates are $358 more than the national average rate for Civic insurance.

How much does Honda Civic insurance cost in Chicago?

Honda Civic insurance in Chicago will cost an estimated $1,758 per year, or around $147 per month. Rates range from $1,456 for a 60-year-old driver up to $3,482 for a 20-year-old.

Are Honda Civics expensive to insure?

When compared to all other small cars, the Civic is cheaper to insure overall. An average driver will pay $1,680 per year to insure a Honda Civic, while the average rate for the entire small car segment is $1,876.

How much does Civic insurance cost in Illinois?

The estimated annual rate to insure a Civic for full coverage in the state of Illinois is $1,502, or around $125 per month. Illinois rates are $178 less than the national average rate for Civic insurance.

How much does it cost to insure a Civic in California?

The estimated annual rate to insure a Civic for full coverage in the state of California is $2,014, or around $168 per month. California rates are $334 more than the national average rate for Honda Civic insurance.

How much is Civic insurance in North Carolina?

The estimated annual rate to insure a Honda Civic for full coverage in the state of North Carolina is $1,112, or around $93 per month. North Carolina rates are $568 less than the national average rate.

How much is Civic insurance for an 18-year-old male driver?

The cost to insure an 18-year-old male on a Honda Civic averages $5,101 per year or around $425 per month for full coverage.

How much does Honda Civic insurance cost in Washington?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Washington is $1,540, or around $128 per month. Washington rates are $140 less than the national average rate for Civic insurance.

How much is insurance for an 18-year-old female driver?

Honda Civic insurance for an 18-year-old female averages around $4,704 per year, or about $392 per month for full coverage.

How much does Honda Civic insurance cost in Columbus, OH?

Honda Civic insurance in Columbus will cost an estimated $1,576 per year, or around $108 per month. Rates range from $1,072 for a 60-year-old driver up to $2,560 for a 20-year-old.

Which Honda Civic trim level is cheapest to insure?

The cheapest trim to insure is the Civic LX at an estimated $1,502 per year, or around $125 per month.

How much is insurance for a 19-year-old female driver?

Honda Civic insurance for a 19-year-old female averages around $3,940 per year, or about $328 per month for full coverage.

Are there discounts for firefighters, EMTs, and first responders?

Many companies offer occupational discounts which can save between 2 and 3% each year. For the average driver, this equates to $34 to $50 savings per year on Honda Civic insurance.

How much does insurance cost for a 2014 Honda Civic?

For the average driver, expect to pay around $1,106 per year, or about $92 per month, to insure a 2014 Honda Civic with full coverage and $500 physical damage deductibles.

How much does insurance cost for a 2015 Honda Civic?

For the average driver, expect to pay around $1,174 per year, or about $98 per month, to insure a 2015 Honda Civic with full coverage and $500 physical damage deductibles.

How much is Civic insurance in Wisconsin?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Wisconsin is $1,250, or around $104 per month. Wisconsin rates are $430 less than the national average rate for Civic insurance.

How much does Honda Civic insurance cost in Tennessee?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Tennessee is $1,614, or around $135 per month. Tennessee rates are $66 less than the national average rate for Honda Civic insurance.

How much is Civic insurance in New York?

The estimated annual rate to insure a Civic for full coverage in the state of New York is $1,936, or around $161 per month. New York rates are $256 more than the national average rate for Honda Civic insurance.

How much is insurance for a 17-year-old female driver?

Insurance on a Civic for a 17-year-old female averages around $5,438 per year, or about $453 per month for full coverage.

How much can I save by raising deductibles?

Raising the physical damage coverage deductibles from $500 to $1,000 for could result in a rate decrease of up to $272 per year for the average driver rated on a Civic.

How much will high-risk Honda Civic insurance cost?

If you are required to buy a high-risk insurance policy, prepare to pay considerably more than a standard policy. For the Honda Civic, a high-risk insurance policy could cost as much as $3,200 per year for the average driver, an increase of $1,520 over the average rate of $1,680.

How much is Honda Civic insurance for a 20-year-old driver?

Full coverage insurance on a Honda Civic for a 20-year-old driver ranges from $2,406 for females to $3,332 for males, assuming $500 physical damage deductibles.

How much does Honda Civic insurance cost in Phoenix?

Honda Civic insurance in Phoenix will cost an estimated $1,840 per year, or around $153 per month. Rates range from $1,526 for a 60-year-old driver up to $3,652 for a 20-year-old.

Is Honda Civic insurance cheaper for men or women drivers?

In most cases, men will pay more than women, especially in the younger age groups. A 20-year-old male driver pays on average $3,332 per year on a Honda Civic, while a 20-yead-old female would pay around $2,406 per year, a difference of $926 per year.

Is Honda Civic or Nissan Sentra insurance cheaper?

The Honda Civic has an average insurance cost of $1,710 and the Nissan Sentra is $1,686, making the Nissan Sentra cheaper by $24 per year for the 2022 model year. See our Civic vs Sentra insurance comparison for complete data.

How much is Honda Civic insurance for a 40-year-old driver?

Full coverage insurance on a Honda Civic for a 40-year-old driver ranges from $1,666 for females to $1,680 for males, assuming $500 physical damage deductibles.

How much does Honda Civic insurance cost in Georgia?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Georgia is $1,722, or around $144 per month. Georgia rates are $42 more than the national average rate for Honda Civic insurance.

How much does Honda Civic insurance cost in Michigan?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Michigan is $2,206, or around $184 per month. Michigan rates are $526 more than the national average rate for Civic insurance.

How much does Honda Civic insurance cost in Ohio?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Ohio is $1,222, or around $102 per month. Ohio rates are $458 less than the national average rate for Honda Civic insurance.

How much does Honda Civic insurance cost in Virginia?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Virginia is $1,172, or around $98 per month. Virginia rates are $508 less than the national average rate for Honda Civic insurance.

Are Honda Civics cheap to insure?

The average insurance cost for the Honda Civic is $1,680 per year, or $140 per month. When compared to other small cars, the Honda Civic ranks third out of 15 vehicles for insurance affordability.

How much does Honda Civic insurance cost in Texas?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Texas is $1,578, or around $132 per month. Texas rates are $102 less than the national average rate for Civic insurance.

How much will a speeding ticket increase my insurance rates?

At the most, a speeding ticket may increase your Honda Civic insurance rates by 25%, which would be around $420 per year for a 40-year-old driver or up to $833 for a 20-year-old driver. Each auto insurance company surcharges differently for speeding, and you may only see an increase of 5-10%, which is  $84 to $168 per year for the average driver.

How much does it cost to insure a Civic in New York City?

Honda Civic insurance in New York will cost an estimated $2,866 per year, or around $239 per month. Rates range from $2,376 for a 60-year-old driver up to $5,686 for a 20-year-old.

How much does Honda Civic insurance cost in San Diego?

Honda Civic insurance in San Diego will cost an estimated $1,808 per year, or around $151 per month. Rates range from $1,500 for a 60-year-old driver up to $3,586 for a 20-year-old.

How much does Honda Civic insurance cost in Missouri?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Missouri is $1,886, or around $157 per month. Missouri rates are $206 more than the national average rate for Honda Civic insurance.

How much is Honda Civic insurance for a 30-year-old driver?

Full coverage insurance on a Honda Civic for a 30-year-old driver ranges from $1,798 for females to $1,794 for males, assuming $500 physical damage deductibles.

How much does Honda Civic insurance cost in Pennsylvania?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Pennsylvania is $1,630, or around $136 per month. Pennsylvania rates are $50 less than the national average rate for Honda Civic insurance.

How much is Honda Civic insurance for a 50-year-old driver?

Full coverage insurance on a Honda Civic for a 50-year-old driver ranges from $1,454 for females to $1,490 for males, assuming $500 physical damage deductibles.

How much would bundling my home and auto insurance save?

If your auto insurance company also sells homeowners insurance, you could save from 5 to 10% when insuring a Honda Civic if you bundle. This equates to $84 to $168 per year.

How much is Civic insurance for a 17-year-old male driver?

The cost to insure a 17-year-old male driver on a Honda Civic averages $5,675 per year or around $473 per month for full coverage.

How much does Honda Civic insurance cost in Houston?

Honda Civic insurance in Houston will cost an estimated $1,720 per year, or around $143 per month. Rates range from $1,426 for a 60-year-old driver up to $3,416 for a 20-year-old.

Who pays the cheapest insurance rates for a Honda Civic?

The cheapest rates are reserved for safe drivers who are claim-free and qualify for multiple policy discounts. For a 40-year-old driver, the cheapest rate for full coverage on a Honda Civic can be as low as $1,398 per year, a savings of $282 over the regular rate.

How much does Honda Civic insurance cost in San Francisco?

Honda Civic insurance in San Francisco will cost an estimated $2,224 per year, or around $185 per month. Rates range from $1,846 for a 60-year-old driver up to $4,414 for a 20-year-old.

How much does Honda Civic insurance cost in San Jose?

Civic insurance in San Jose will cost an estimated $1,886 per year, or around $157 per month. Rates range from $1,566 for a 60-year-old driver up to $3,742 for a 20-year-old.

Is insurance cheaper on a Honda Civic that is a few years old?

In most cases, yes. Insurance costs $1,282 for a 2016 model, compared to a new model that costs around $1,680 per year to insure, a savings of $398 per year.

How much does Honda Civic insurance cost in Maryland?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Maryland is $1,578, or around $132 per month. Maryland rates are $102 less than the national average rate for Honda Civic insurance.

How much lower is Honda Civic insurance for a veteran?

Some insurance companies offer discounts to both veterans and active-duty members of the military. Earning one of these discounts could save from $134 to $252 per year on Honda Civic insurance.

Is insurance cheaper on a Honda Civic or an Accord?

The Honda Civic has an average insurance cost of $1,710 and the Honda Accord is $1,806, making the Honda Civic cheaper by $96 per year for the 2022 model year. For more information, see our Accord vs. Civic insurance comparison article.

How much does insurance cost for a 2016 Honda Civic?

For the average driver, expect to pay around $1,282 per year, or about $107 per month, to insure a 2016 Honda Civic with full coverage and $500 physical damage deductibles.

How much does Honda Civic insurance cost for teenagers?

For a male driver, full coverage Honda Civic insurance ranges from $4,649 to $5,852 for ages 16 to 19. For females, the teen driver rate ranges from $3,940 to $5,471, also for ages 16 through 19.

How much does insurance cost for a 2018 Honda Civic?

For the average driver, expect to pay around $1,450 per year, or about $121 per month, to insure a 2018 Honda Civic with full coverage and $500 physical damage deductibles.

How much does Honda Civic insurance cost in Jacksonville, FL?

Honda Civic insurance in Jacksonville will cost an estimated $1,772 per year, or around $148 per month. Rates range from $1,468 for a 60-year-old driver up to $3,512 for a 20-year-old.

How much will good credit lower insurance rates?

Maintaining a good credit rating could save as much as $264 per year when insuring a Honda Civic, although some states do not allow credit scores to be used as a cost rating factor.

How much does Honda Civic insurance cost in Austin, TX?

Honda Civic insurance in Austin will cost an estimated $1,576 per year, or around $126 per month. Rates range from $1,252 for a 60-year-old driver up to $2,994 for a 20-year-old.

How much does collision insurance cost?

Insuring a Honda Civic to cover collision losses costs around $736 per year on average, assuming a $500 collision deductible.

How much does insurance cost for a 2019 Honda Civic?

For the average driver, expect to pay around $1,472 per year, or about $123 per month, to insure a 2019 Honda Civic with full coverage and $500 physical damage deductibles.

How much does insurance cost for a 2017 Honda Civic?

For the average driver, expect to pay around $1,384 per year, or about $115 per month, to insure a 2017 Honda Civic with full coverage and $500 physical damage deductibles.

How much does Honda Civic insurance cost in Los Angeles?

Honda Civic car insurance in Los Angeles will cost an estimated $2,546 per year, or around $212 per month. Rates range from $2,114 for a 60-year-old driver up to $5,052 for a 20-year-old.

How much will comprehensive insurance cost?

Comprehensive (or other-than-collision) insurance costs an average of $458 per year for the Honda Civic with a $500 deductible.

How much would a driver safety course reduce insurance cost?

Taking a driver safety course can earn a discount off the collision and liability portions of your auto insurance premium. This saves from $67 to $118 per year when insuring a Honda Civic.

How much will bad credit increase insurance rates?

Having a lower credit score could increase insurance rates on a Honda Civic by up to $306 per year. Not all states allow credit to be considered when pricing auto insurance, however.

How much does Honda Civic insurance cost in Arizona?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Arizona is $1,562, or around $130 per month. Arizona rates are $118 less than the national average rate for Honda Civic insurance.

How much does Honda Civic insurance cost in Massachusetts?

The estimated annual rate to insure a Civic for full coverage in the state of Massachusetts is $1,826, or around $152 per month. Massachusetts rates are $146 more than the national average rate for Honda Civic insurance.

How much does insurance cost for a 2013 Honda Civic?

For the average driver, expect to pay around $1,098 per year, or about $92 per month, to insure a 2013 Honda Civic with full coverage and $500 physical damage deductibles.

Will owning a home earn a discount?

Most companies offer a discount from 3 to 5% if you own your home since it factors into your financial responsibility rating. That’s a savings of $50 to $84 per year when insuring a Honda Civic.

How much is Civic insurance for a 60-year-old driver?

Full coverage insurance on a Civic for a 60-year-old driver ranges from $1,374 for females to $1,392 for males, assuming $500 physical damage deductibles.

How do Civic insurance rates compare to similar vehicles?

Insurance for a Honda Civic costs $170 more per year than the Toyota Corolla, $382 less than the Hyundai Elantra, $238 less than the Volkswagen Jetta, and $58 less than the Nissan Sentra.

How much does Honda Civic insurance cost in San Antonio?

Honda Civic insurance in San Antonio will cost an estimated $1,576 per year, or around $131 per month. Rates range from $1,306 for a 60-year-old driver up to $3,124 for a 20-year-old.

How much is Civic insurance for a 19-year-old male driver?

The cost to insure a 19-year-old male driver on a Honda Civic averages $4,649 per year or around $387 per month for full coverage.

Where does Civic insurance cost rank among other compact cars?

Ranked third out of 15 vehicles in the small car class, Honda Civic insurance rates average $1,680 a year for full coverage, compared to $1,876 for the entire small car segment.

How much does Honda Civic insurance cost in Indiana?

The estimated annual rate to insure a Honda Civic for full coverage in the state of Indiana is $1,300, or around $108 per month. Indiana rates are $380 less than the national average rate for Honda Civic insurance.

How much would I save if I drop full coverage?

Removing physical damage coverage from your Honda Civic insurance policy could save around $562 per year on a 2013 Honda Civic.

How much does Honda Civic insurance cost in New Jersey?

The estimated annual rate to insure a Honda Civic for full coverage in the state of New Jersey is $2,018, or around $168 per month. New Jersey rates are $338 more than the national average rate for Honda Civic insurance.

How much does insurance cost for a 2020 Honda Civic?

For the average driver, expect to pay around $1,520 per year, or about $127 per month, to insure a 2020 Honda Civic with full coverage and $500 physical damage deductibles.

How much will an accident increase my insurance rates?

If the accident is your fault and results in a chargeable claim on your policy, you could see a rate increase of 10% to 35%, which is $168 to $588 per year for the average driver.

How much does Honda Civic insurance cost in Dallas?

Honda Civic insurance in Dallas will cost an estimated $1,730 per year, or around $144 per month. Rates range from $1,434 for a 60-year-old driver up to $3,432 for a 20-year-old.

How much is insurance for a 16-year-old female driver?

Honda Civic insurance for a 16-year-old female averages around $5,471 per year, or about $456 per month for full coverage.

How much more do lower deductibles cost?

Lowering your insurance policy deductibles from $500 to $250 means you will have to pay less out-of-pocket if you have a claim. This increases insurance rates for the average driver from $1,680 to $2,204, which is an extra $524 per year on a Honda Civic.

Is Honda Civic or Hyundai Elantra insurance cheaper?

The Honda Civic has an average insurance cost of $1,710 and the Hyundai Elantra is $1,950, making the Honda Civic cheaper by $240 per year for the 2022 model year.

Which Honda Civic trim level is most expensive to insure?

The most expensive trim to insure is the Honda Civic Type R at an estimated $1,992 per year, or around $166 per month.