An Introduction to Car Insurance: What It Is and Why You Need It
Learn what car insurance is, why you need it, how and where to buy it, and the different factors that impact the price you pay
Car Insurance 101
Understanding the essentials of car insurance is important for anyone who owns a vehicle. Car Insurance 101 provides comprehensive guides, covering everything from the basics to advanced topics. Whether you’re new to insurance or just looking to improve your knowledge of a rather complex topic, the following articles can help.
For beginners, we recommend starting with the first article, An Introduction to Car Insurance, and working your way into more advanced topics. Each article builds on previous concepts, but the language is kept at an understandable level so feel free to jump in at any point in the course.
Types of Car Insurance Coverage: Understanding Your Policy
We dive into the specific coverages provided by your car insurance policy like liability, comprehensive, and collision and explain them in terminology you can understand.
How Car Insurance Works: An Explanation for the Average Joe
If you hate big words and confusion jargon, this explanation of how car insurance works is for you. Written in a way that anyone can understand, especially the average Joe.
State-by-State Car Insurance Requirements: What You Need to Know
Every state has their own set of requirements for maintaining car insurance on your vehicle. Find out how to stay inside the law where you live.
How Insurance Companies Calculate Car Insurance Premiums
Learn how car insurance companies magically come up with the big number on your insurance bill. We cover the primary factors that drivers are interested in that go into rate calculations.
Drive Your Car Insurance Cost Down: Understanding Rate Factors
You’re not alone if you’ve seen massive jumps in your car insurance premium. But if you think you have no control over your car insurance premium, think again. Learn how decisions you make affect the cost of your policy.
The Smart Driver’s Guide to Shopping for Car Insurance
Learn about the different methods to buy car insurance, their pros and cons, and how to find the best coverage and rates to suit your needs.
Crash Course in Liability Insurance: Hit the Road with Confidence
Master car liability insurance basics and get answers to common questions. Our guide to vehicle liability puts you in the driver’s seat.
Drive with Peace of Mind: Understanding Comprehensive Coverage
Master the ins and outs of comprehensive car insurance by learning how it works, what it covers, and what it does not cover. Drive with confidence knowing your vehicle is protected from the elements.
Understanding Collision Insurance: Bumper-to-Bumper Coverage
From fender benders to major mishaps, collision insurance is your ally. Learn how it works, what it does and does not cover, and what you need to know at claim time.
Uninsured and Underinsured (UM/UIM) Car Insurance Explained
Discover how uninsured and underinsured motorist coverage protects you from the unexpected. Learn how this often overlooked coverage can step in to protect you from other people’s poor choices.
Medical Payments and PIP Coverage: How it Works and Pitfalls to Avoid
Learn how Medical Payments and Personal Injury Protection pay your expenses and can protect your income after a car accident. Discover the differences between them, avoid coverage overlaps, and find out how to get the proper level of coverage.