Acura ILX Car Insurance Calculator

Understand how changes to different risk factors impact the cost of insurance for an Acura ILX. Ajust options like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2022 Acura ILX is $1,968 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,968

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,968
Average Rate
Your Rate
$1,968

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Acura ILX.

The 'Average Rate' is a combined value for all Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Acura ILX is $1,968.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2022 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968--
2Lexus RC 300$2,370$402
3Mercedes-Benz AMG CLA35$2,424$456
4BMW i4$2,438$470
5Cadillac CT5$2,446$478
6Audi A3$2,472$504
7Mercedes-Benz AMG CLA45$2,482$514
8Mercedes-Benz CLA250$2,494$526
9Lexus ES 250$2,504$536
10Lexus IS 300$2,510$542
11Lexus ES 350$2,518$550
12Audi S5$2,596$628
13Audi S4$2,612$644
14BMW 530i$2,650$682
15Lexus ES 300h$2,660$692
16Genesis G80$2,674$706
17Mercedes-Benz E350$2,676$708
18BMW 530e$2,702$734
19BMW 540i$2,708$740
20BMW M440i$2,720$752
21Mercedes-Benz E450$2,732$764
22Audi A6$2,804$836
23Jaguar XF$2,812$844
2022 Midsize Luxury Car Average$2,819$851
24Lexus IS 500$2,846$878
25BMW 430i$2,876$908
26Mercedes-Benz CLS450$2,896$928
27Infiniti Q50$3,008$1,040
28Audi RS 5$3,040$1,072
29Mercedes-Benz AMG C43$3,060$1,092
30Audi S6$3,082$1,114
31Mercedes-Benz AMG C63$3,156$1,188
32Audi A7$3,252$1,284
33BMW M550i$3,282$1,314
34Lexus LC 500h$3,348$1,380
35Tesla Model S$3,408$1,440
36Audi S7$3,526$1,558
37BMW M8$3,656$1,688
38BMW M5$3,696$1,728

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Acura ILX Insurance Rates by Trim Level
2022 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,900$158
Premium Sedan$1,926$161
Premium A-Spec Sedan$1,972$164
Technology A-Spec Sedan$2,070$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Acura ILX for different driver ages.

2022 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,977$581
17$6,751$563
18$6,039$503
19$5,508$459
20$4,224$352
21$4,031$336
22$3,610$301
23$2,974$248
24$2,809$234
25$2,282$190
30$2,096$175
35$2,022$169
40$1,968$164
45$1,840$153
50$1,746$146
55$1,630$136
60$1,632$136
65$1,736$145
70$1,876$156
75$2,208$184
80$2,712$226

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Acura ILX.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Acura ILX Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Acura ILX$1,968$164
2021 Acura ILX$1,946$162
2020 Acura ILX$1,886$157
2019 Acura ILX$1,850$154
2018 Acura ILX$1,756$146
2017 Acura ILX$1,616$135
2016 Acura ILX$1,686$141
2015 Acura ILX$1,662$139
2014 Acura ILX$1,524$127
2013 Acura ILX$1,492$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura ILX trim levels for each model year.