2013 Acura ILX Car Insurance Calculator

Discover and learn how seemingly small changes impact the cost of car insurance for a 2013 Acura ILX. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2013 Acura ILX is $1,492 per year, or about $124 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,492

Cost Per Month

$124

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,492
Average Rate
Your Rate
$1,492

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Acura ILX is $1,492.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$58
2Acura TL$1,458-$34
3Acura ILX$1,492--
4Acura TSX$1,532$40
5Volvo C70$1,558$66
6Lincoln MKZ$1,578$86
7Lexus GS 350$1,586$94
8Lexus ES 350$1,614$122
9Audi A6$1,618$126
10Lexus ES 300H$1,640$148
11Mercedes-Benz SLK55 AMG$1,654$162
12Mercedes-Benz C350$1,692$200
13Volvo S80$1,750$258
14Infiniti G37$1,776$284
15Audi S5$1,786$294
16Mercedes-Benz E350$1,800$308
17BMW 528xi$1,802$310
18Hyundai Genesis$1,806$314
19Infiniti M35$1,818$326
20Jaguar XF$1,822$330
21Mercedes-Benz E550$1,848$356
22Mercedes-Benz E400$1,858$366
23Infiniti M37$1,864$372
24BMW 535xi$1,886$394
25BMW 550xi$1,906$414
26Audi S4$1,912$420
27BMW 528i$1,914$422
28BMW Activehybrid 5$1,926$434
29BMW 535i$1,958$466
2013 Midsize Luxury Car Average$1,963$471
30Audi RS 5$1,966$474
31BMW 550i$1,980$488
32Jaguar XK$1,996$504
33Mercedes-Benz SL550$2,010$518
34Audi S6$2,064$572
35BMW 640i$2,126$634
36Mercedes-Benz S400$2,152$660
37Audi S7$2,170$678
38Audi A7$2,194$702
39Tesla Model S$2,266$774
40Jaguar XKR$2,298$806
41Mercedes-Benz S350$2,324$832
42BMW M6$2,334$842
43BMW 650xi$2,370$878
44BMW M5$2,380$888
45Mercedes-Benz SL63 AMG$2,572$1,080
46Mercedes-Benz CL63 AMG$2,820$1,328
47Mercedes-Benz SLS AMG$2,920$1,428
48Mercedes-Benz SL65 AMG$3,012$1,520

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Acura ILX Insurance Rates by Trim Level
2013 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,406$117
2.4 Premium Package Sedan$1,484$124
Hybrid Sedan$1,484$124
Premium Package Sedan$1,484$124
Technology Package Sedan$1,524$127
Hybrid Technology Package Sedan$1,566$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Acura ILX for different driver ages.

2013 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,493$458
17$5,248$437
18$4,565$380
19$4,211$351
20$3,195$266
21$3,045$254
22$2,705$225
23$2,272$189
24$2,128$177
25$1,724$144
30$1,574$131
35$1,538$128
40$1,492$124
45$1,406$117
50$1,338$112
55$1,248$104
60$1,252$104
65$1,328$111
70$1,464$122
75$1,754$146
80$2,166$181

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.