2016 Acura ILX Car Insurance Calculator

Learn in real-time how life choices impact the insurance cost for a 2016 Acura ILX. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2016 Acura ILX is $1,686 per year, or about $141 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,686

Cost Per Month

$141

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,686
Average Rate
Your Rate
$1,686

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Acura ILX is $1,686.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$68
2Acura ILX$1,686--
3Lexus IS 300$1,792$106
4Volvo S80$1,834$148
5Mercedes-Benz C350E$1,842$156
6Lexus RC 300$1,856$170
7Audi A3$1,888$202
8Mercedes-Benz AMG CLA45$1,910$224
9Lincoln MKZ$1,914$228
10Lexus ES 300H$1,924$238
11Audi A6$1,936$250
12Mercedes-Benz CLA250$1,982$296
13BMW 528i$2,020$334
14Lexus GS 350$2,036$350
15Mercedes-Benz E350$2,062$376
16Audi S4$2,064$378
17Mercedes-Benz SLK55 AMG$2,068$382
18BMW 428xi$2,072$386
19Jaguar XF$2,084$398
20Cadillac ELR$2,090$404
21Mercedes-Benz C450 AMG$2,100$414
22BMW 428i$2,106$420
23Audi S5$2,116$430
24Hyundai Genesis$2,130$444
25BMW 528xi$2,138$452
26Infiniti Q50$2,144$458
27BMW 535xi$2,150$464
28BMW 435xi$2,174$488
29Mercedes-Benz E250$2,192$506
30Mercedes-Benz SL400$2,210$524
31BMW Active 5$2,218$532
32BMW 435i$2,224$538
2016 Midsize Luxury Car Average$2,227$541
33BMW 535d$2,250$564
34Mercedes-Benz E400$2,300$614
35BMW 535i$2,308$622
36Mercedes-Benz E550$2,320$634
37Audi S6$2,358$672
38BMW 550i$2,362$676
39Mercedes-Benz CLS400$2,436$750
40BMW 550xi$2,452$766
41Mercedes-Benz SL550$2,456$770
42BMW 640i$2,490$804
43Audi A7$2,504$818
44BMW 640xi$2,510$824
45BMW M5$2,518$832
46Audi S7$2,522$836
47Tesla Model S$2,590$904
48Mercedes-Benz S550E$2,594$908
49BMW 650xi$2,610$924
50Lexus GS F$2,622$936
51BMW M6$2,796$1,110
52Mercedes-Benz SL63 AMG$2,876$1,190
53Mercedes-Benz SL65 AMG$3,584$1,898

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Acura ILX Insurance Rates by Trim Level
2016 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,650$138
AcuraWatch Package Sedan$1,682$140
Premium Package Sedan$1,682$140
Technology Package Sedan$1,732$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Acura ILX for different driver ages.

2016 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,143$512
17$5,892$491
18$5,170$431
19$4,751$396
20$3,614$301
21$3,447$287
22$3,070$256
23$2,564$214
24$2,406$201
25$1,954$163
30$1,784$149
35$1,738$145
40$1,686$141
45$1,588$132
50$1,510$126
55$1,406$117
60$1,408$117
65$1,500$125
70$1,640$137
75$1,956$163
80$2,410$201

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.