2018 Acura ILX Car Insurance Calculator

Monitor in real-time how seemingly small changes impact the insurance cost for a 2018 Acura ILX. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and ILX trim level. Get instant feedback if your rates increased or decreased.

The average estimated car insurance premium for a 2018 Acura ILX is $1,756 per year, or about $146 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,756

Cost Per Month

$146

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,756
Average Rate
Your Rate
$1,756

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Acura ILX is $1,756.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2018 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756--
2Lexus IS 300$1,908$152
3Lexus RC 300$1,992$236
4Mercedes-Benz SLC300$2,058$302
5Lexus ES 350$2,062$306
6Mercedes-Benz AMG CLA45$2,076$320
7Audi S5$2,114$358
8Audi A3$2,126$370
9Mercedes-Benz CLA250$2,136$380
10Mercedes-Benz C350E$2,146$390
11Lincoln MKZ$2,158$402
12Mercedes-Benz E300$2,162$406
13Lexus ES 300H$2,170$414
14Genesis G80$2,174$418
15BMW 430i$2,190$434
16Audi A6$2,212$456
17Audi S4$2,224$468
18Lexus GS 300$2,260$504
19Jaguar XE$2,262$506
20Lexus GS 350$2,282$526
21BMW 530i$2,288$532
22BMW 540xi$2,298$542
23BMW 540i$2,304$548
24BMW 440i$2,334$578
25Jaguar XF$2,354$598
26Mercedes-Benz AMG C43$2,410$654
27Mercedes-Benz SL450$2,430$674
28Mercedes-Benz E400$2,442$686
29Infiniti Q50$2,450$694
2018 Midsize Luxury Car Average$2,459$703
30BMW 530e$2,460$704
31Audi RS 5$2,490$734
32Mercedes-Benz AMG E43$2,500$744
33BMW 530xi$2,504$748
34BMW M550i$2,582$826
35Mercedes-Benz AMG C63$2,634$878
36BMW 640xi$2,642$886
37Audi S6$2,662$906
38BMW 640i$2,712$956
39Mercedes-Benz SL550$2,762$1,006
40Lexus GS F$2,772$1,016
41Tesla Model S$2,810$1,054
42Lexus LC 500H$2,834$1,078
43Audi A7$2,844$1,088
44BMW 650xi$2,848$1,092
45Audi S7$3,022$1,266
46BMW M5$3,034$1,278
47BMW M6$3,228$1,472
48Mercedes-Benz SL63 AMG$3,280$1,524
49Mercedes-Benz SL65 AMG$4,084$2,328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Acura ILX Insurance Rates by Trim Level
2018 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,646$137
Premium Package A-Spec Sedan$1,702$142
Premium Package Sedan$1,702$142
Technology Plus A-Spec Package Sedan$1,758$147
Technology Plus Package Sedan$1,758$147
AcuraWatch Plus Package Sedan$1,866$156
Special Edition Sedan$1,866$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Acura ILX for different driver ages.

2018 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,319$527
17$6,093$508
18$5,404$450
19$4,940$412
20$3,773$314
21$3,598$300
22$3,216$268
23$2,664$222
24$2,508$209
25$2,034$170
30$1,866$156
35$1,806$151
40$1,756$146
45$1,646$137
50$1,564$130
55$1,460$122
60$1,464$122
65$1,556$130
70$1,690$141
75$2,004$167
80$2,468$206

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.