2019 Acura ILX Car Insurance Calculator

Get real-time feedback how different factors impact the cost of car insurance for a 2019 Acura ILX. Customize choices like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately if your rates increased or decreased.

The average estimated car insurance premium for a 2019 Acura ILX is $1,850 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,850

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,850
Average Rate
Your Rate
$1,850

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Acura ILX is $1,850.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850--
2Lexus IS 300$2,006$156
3Lexus RC 300$2,094$244
4Lexus ES 350$2,140$290
5Lincoln MKZ$2,166$316
6Mercedes-Benz SLC300$2,188$338
7Mercedes-Benz AMG CLA45$2,198$348
8Audi A3$2,236$386
9Mercedes-Benz CLA250$2,260$410
10Audi S5$2,264$414
11Mercedes-Benz E300$2,274$424
12Genesis G80$2,290$440
13Lexus ES 300H$2,312$462
14BMW 430i$2,328$478
15Lexus GS 300$2,368$518
16Audi A6$2,378$528
17Audi S4$2,390$540
18Lexus GS 350$2,396$546
19Mercedes-Benz CLS450$2,410$560
20BMW 540i$2,442$592
21BMW 530i$2,444$594
22Mercedes-Benz E450$2,474$624
23Jaguar XF$2,484$634
2019 Midsize Luxury Car Average$2,497$647
24BMW 440i$2,498$648
25Mercedes-Benz AMG C43$2,552$702
26Mercedes-Benz SL450$2,560$710
27BMW 530e$2,598$748
28Infiniti Q50$2,614$764
29BMW M550i$2,726$876
30Audi RS 5$2,738$888
31BMW 640i$2,772$922
32Mercedes-Benz AMG C63$2,782$932
33Tesla Model S$2,788$938
34Lexus GS F$2,914$1,064
35Mercedes-Benz SL550$2,922$1,072
36Audi A7$2,946$1,096
37Lexus LC 500H$2,974$1,124
38BMW M5$3,134$1,284
39BMW M6$3,472$1,622

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Acura ILX Insurance Rates by Trim Level
2019 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,618$135
Premium Sedan$1,864$155
Premium A-Spec Sedan$1,906$159
Technology Sedan$1,906$159
Technology A-Spec Sedan$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Acura ILX for different driver ages.

2019 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,728$561
17$6,479$540
18$5,730$478
19$5,245$437
20$3,997$333
21$3,809$317
22$3,397$283
23$2,813$234
24$2,649$221
25$2,146$179
30$1,966$164
35$1,902$159
40$1,850$154
45$1,734$145
50$1,646$137
55$1,540$128
60$1,544$129
65$1,642$137
70$1,790$149
75$2,130$178
80$2,628$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.