2020 Acura ILX Car Insurance Calculator

Find out how choices you make affect car insurance rates for a 2020 Acura ILX. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Acura ILX is $1,886 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,886

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,886
Average Rate
Your Rate
$1,886

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Acura ILX is $1,886.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886--
2Lexus RC 300$2,168$282
3Mercedes-Benz SLC300$2,230$344
4Lexus ES 350$2,238$352
5Lincoln MKZ$2,248$362
6Mercedes-Benz AMG CLA45$2,268$382
7Jaguar XE$2,272$386
8Lexus IS 300$2,276$390
9Audi A3$2,316$430
10Cadillac CT5$2,354$468
11Audi S5$2,414$528
12Lexus GS 350$2,478$592
13Mercedes-Benz E350$2,488$602
14Lexus ES 300H$2,526$640
15Audi S4$2,550$664
16BMW 530i$2,558$672
17BMW 540i$2,582$696
18Mercedes-Benz CLA250$2,598$712
19Genesis G80$2,604$718
20Audi A6$2,614$728
21Mercedes-Benz E450$2,644$758
22BMW 430i$2,666$780
23Mercedes-Benz CLS450$2,700$814
24Jaguar XF$2,702$816
2020 Midsize Luxury Car Average$2,704$818
25BMW 440i$2,796$910
26Mercedes-Benz AMG C43$2,804$918
27Mercedes-Benz SL450$2,822$936
28Audi RS 5$2,838$952
29Audi S6$2,898$1,012
30Infiniti Q50$2,926$1,040
31BMW 530e$2,942$1,056
32Lexus GS F$3,016$1,130
33Mercedes-Benz AMG C63$3,056$1,170
34BMW M550i$3,110$1,224
35Mercedes-Benz SL550$3,136$1,250
36Tesla Model S$3,192$1,306
37Audi A7$3,236$1,350
38Lexus LC 500H$3,320$1,434
39Audi S7$3,444$1,558
40BMW M8$3,448$1,562
41BMW M5$3,494$1,608

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Acura ILX Insurance Rates by Trim Level
2020 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,730$144
Premium Sedan$1,878$157
Premium A-Spec Sedan$1,920$160
Technology Sedan$1,920$160
Technology A-Spec Sedan$1,982$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Acura ILX for different driver ages.

2020 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,730$561
17$6,507$542
18$5,810$484
19$5,303$442
20$4,060$338
21$3,874$323
22$3,465$289
23$2,855$238
24$2,697$225
25$2,188$182
30$2,008$167
35$1,940$162
40$1,886$157
45$1,766$147
50$1,676$140
55$1,564$130
60$1,568$131
65$1,670$139
70$1,804$150
75$2,126$177
80$2,618$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.