2021 Acura ILX Car Insurance Calculator

Learn visually how life choices impact the cost of insurance for a 2021 Acura ILX. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if rates go up or down and learn why.

The average estimated car insurance premium for a 2021 Acura ILX is $1,946 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,946

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura ILX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Acura ILX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,946
Average Rate
Your Rate
$1,946

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Acura ILX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Acura ILX is $1,946.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Acura ILX vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2021 Acura ILX against all other models in the midsize luxury car segment. The Acura ILX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura ILX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura ILX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Acura ILX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946--
2Lexus RC 300$2,240$294
3Lexus ES 350$2,310$364
4Mercedes-Benz AMG CLA45$2,322$376
5Lexus IS 300$2,352$406
6Audi A3$2,386$440
7Cadillac CT5$2,428$482
8Audi S5$2,494$548
9Mercedes-Benz E350$2,568$622
10Lexus ES 300H$2,606$660
11Audi S4$2,630$684
12BMW 530i$2,638$692
13BMW 540i$2,668$722
14Mercedes-Benz CLA250$2,682$736
15Genesis G80$2,692$746
16Audi A6$2,698$752
17Mercedes-Benz E450$2,732$786
18BMW 430i$2,754$808
19Jaguar XF$2,756$810
20Mercedes-Benz CLS450$2,790$844
2021 Midsize Luxury Car Average$2,813$867
21Mercedes-Benz AMG C43$2,880$934
22BMW 440i$2,894$948
23Audi RS 5$2,926$980
24Audi S6$2,994$1,048
25Infiniti Q50$3,016$1,070
26BMW 530e$3,032$1,086
27Mercedes-Benz AMG C63$3,158$1,212
28BMW M550i$3,220$1,274
29Tesla Model S$3,298$1,352
30Audi A7$3,344$1,398
31Lexus LC 500H$3,432$1,486
32Audi S7$3,562$1,616
33BMW M8$3,576$1,630
34BMW M5$3,612$1,666

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 ILX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Acura ILX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Acura ILX Insurance Rates by Trim Level
2021 Acura ILX Trim Level Annual Premium Cost Per Month
Sedan$1,780$148
Premium Sedan$1,936$161
Premium A-Spec Sedan$1,982$165
Technology Sedan$1,982$165
Technology A-Spec Sedan$2,046$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Acura ILX for different driver ages.

2021 Acura ILX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,923$577
17$6,699$558
18$5,992$499
19$5,463$455
20$4,185$349
21$3,992$333
22$3,575$298
23$2,943$245
24$2,781$232
25$2,256$188
30$2,070$173
35$1,998$167
40$1,946$162
45$1,820$152
50$1,728$144
55$1,612$134
60$1,616$135
65$1,720$143
70$1,856$155
75$2,186$182
80$2,690$224

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura ILX trim levels.