2013 Acura MDX Car Insurance Calculator

Get instant feedback how seemingly small changes impact the insurance cost for a 2013 Acura MDX. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2013 Acura MDX is $1,448 per year, or about $121 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,448

Cost Per Month

$121

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,448
Average Rate
Your Rate
$1,448

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Acura MDX is $1,448.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2013 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,422-$26
2Acura MDX$1,448--
3Volvo XC70$1,466$18
4Land Rover LR2$1,596$148
5Lexus GX 460$1,606$158
6Lexus RX 350$1,646$198
7Mercedes-Benz GLK350$1,650$202
8Cadillac SRX$1,656$208
9Lincoln MKT$1,666$218
10Infiniti JX35$1,672$224
2013 Midsize Luxury SUV Average$1,744$296
11Mercedes-Benz ML550$1,752$304
12Mercedes-Benz ML350$1,786$338
13Infiniti FX50$1,806$358
14Lexus RX 450$1,808$360
15Mercedes-Benz GL350$1,844$396
16BMW X5$1,900$452
17Porsche Cayenne$1,962$514
18BMW X6$1,988$540
19Audi Q7$2,100$652
20Mercedes-Benz GL450$2,108$660

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Acura MDX Insurance Rates by Trim Level
2013 Acura MDX Trim Level Annual Premium Cost Per Month
4WD$1,400$117
Tech Package 4WD$1,440$120
Tech/Entertainment 4WD$1,440$120
Advance Package 4WD$1,480$123
Advance/Entertainment 4WD$1,480$123

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Acura MDX for different driver ages.

2013 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,268$439
17$5,060$422
18$4,454$371
19$4,085$340
20$3,112$259
21$2,966$247
22$2,644$220
23$2,200$183
24$2,068$172
25$1,674$140
30$1,534$128
35$1,490$124
40$1,448$121
45$1,362$114
50$1,296$108
55$1,210$101
60$1,212$101
65$1,288$107
70$1,406$117
75$1,672$139
80$2,064$172

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.