2014 Acura MDX Car Insurance Calculator

Discover and learn how changes to driver risk factors and vehicle options impact the insurance cost for a 2014 Acura MDX. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see why rates change and by how much.

The average estimated car insurance premium for a 2014 Acura MDX is $1,542 per year, or about $129 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,542

Cost Per Month

$129

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,542
Average Rate
Your Rate
$1,542

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Acura MDX is $1,542.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2014 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,334-$208
2Infiniti QX50$1,486-$56
3Volvo XC70$1,536-$6
4Acura MDX$1,542--
5Lexus RX 350$1,548$6
6Lincoln MKT$1,606$64
7Cadillac SRX$1,620$78
8Land Rover LR2$1,648$106
9Infiniti QX60$1,726$184
10Mercedes-Benz GL350$1,732$190
11Mercedes-Benz ML550$1,746$204
12Lexus GX 460$1,754$212
13Lexus RX 450$1,756$214
2014 Midsize Luxury SUV Average$1,767$225
14Audi Q7$1,892$350
15Mercedes-Benz GLK350$1,902$360
16Audi SQ5$1,910$368
17Mercedes-Benz ML350$1,918$376
18Mercedes-Benz GL450$1,926$384
19Porsche Cayenne$2,114$572
20BMW X6$2,150$608
21BMW X5$2,256$714

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Acura MDX Insurance Rates by Trim Level
2014 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$1,470$123
4WD$1,470$123
Tech Package 2WD$1,540$128
Tech Package 4WD$1,540$128
Tech/Entertainment 2WD$1,540$128
Advance/Entertainment 2WD$1,580$132
Tech/Entertainment 4WD$1,580$132
Advance/Entertainment 4WD$1,622$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Acura MDX for different driver ages.

2014 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,571$464
17$5,398$450
18$4,840$403
19$4,394$366
20$3,355$280
21$3,198$267
22$2,856$238
23$2,334$195
24$2,206$184
25$1,792$149
30$1,644$137
35$1,586$132
40$1,542$129
45$1,442$120
50$1,366$114
55$1,280$107
60$1,284$107
65$1,370$114
70$1,480$123
75$1,744$145
80$2,162$180

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.