2015 Acura MDX Car Insurance Calculator

Get real-time feedback how changes to different risk factors impact the cost of insurance for a 2015 Acura MDX. Update factors like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2015 Acura MDX is $1,570 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,570

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,570
Average Rate
Your Rate
$1,570

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Acura MDX is $1,570.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2015 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,488-$82
2Infiniti QX50$1,550-$20
3Lincoln MKX$1,554-$16
4Acura MDX$1,570--
5Volvo XC70$1,596$26
6Mercedes-Benz GLK350$1,622$52
7Land Rover Discovery$1,638$68
8Lincoln MKT$1,690$120
9Cadillac SRX$1,710$140
10Land Rover LR2$1,722$152
11Lexus RX 350$1,782$212
12Infiniti QX60$1,814$244
13Lexus GX 460$1,820$250
2015 Midsize Luxury SUV Average$1,831$261
14Audi SQ5$1,870$300
15Audi Q7$1,970$400
16Lexus RX 450$2,012$442
17Mercedes-Benz ML350$2,028$458
18Mercedes-Benz GL350$2,032$462
19BMW X5$2,038$468
20Mercedes-Benz GL450$2,072$502
21Porsche Cayenne$2,150$580
22Mercedes-Benz ML400$2,176$606
23BMW X6$2,206$636

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Acura MDX Insurance Rates by Trim Level
2015 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$1,514$126
4WD$1,514$126
Tech Package 2WD$1,558$130
Tech Package 4WD$1,558$130
Tech/Entertainment 2WD$1,558$130
Advance/Entertainment 2WD$1,602$134
Tech/Entertainment 4WD$1,602$134
Advance/Entertainment 4WD$1,646$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Acura MDX for different driver ages.

2015 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,614$468
17$5,439$453
18$4,877$406
19$4,436$370
20$3,392$283
21$3,235$270
22$2,893$241
23$2,368$197
24$2,241$187
25$1,822$152
30$1,670$139
35$1,614$135
40$1,570$131
45$1,468$122
50$1,392$116
55$1,302$109
60$1,306$109
65$1,390$116
70$1,500$125
75$1,762$147
80$2,178$182

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.