2016 Acura MDX Car Insurance Calculator

Explore and learn how different risk factors affect the cost of insurance for a 2016 Acura MDX. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2016 Acura MDX is $1,860 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,860

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,860
Average Rate
Your Rate
$1,860

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Acura MDX is $1,860.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2016 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$360
2Lincoln MKX$1,556-$304
3Volvo V60$1,698-$162
4Lexus RX 350$1,712-$148
5Volvo XC70$1,730-$130
6Cadillac SRX$1,798-$62
7Acura MDX$1,860--
8Lincoln MKT$1,884$24
9Infiniti QX60$1,900$40
10Lexus GX 460$1,932$72
11Lexus RX 450$1,946$86
12Mercedes-Benz GLE350$1,974$114
13Land Rover Discovery$1,978$118
2016 Midsize Luxury SUV Average$2,005$145
14Audi SQ5$2,040$180
15Mercedes-Benz GL350$2,056$196
16Mercedes-Benz GLE400$2,120$260
17Tesla Model X$2,208$348
18Mercedes-Benz GLE300$2,212$352
19Mercedes-Benz GL450$2,250$390
20BMW X5$2,264$404
21Mercedes-Benz GLE450$2,282$422
22Mercedes-Benz AMG GLE63$2,358$498
23Porsche Cayenne$2,402$542
24BMW X6$2,460$600

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Acura MDX Insurance Rates by Trim Level
2016 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$1,784$149
4WD$1,784$149
Tech Package 2WD$1,834$153
Tech Package 4WD$1,834$153
Tech/Entertainment 2WD$1,834$153
Advance Package 2WD$1,880$157
Tech/Entertainment 4WD$1,880$157
Advance Package 4WD$1,928$161
Advance/Entertainment 2WD$1,928$161
Advance/Entertainment 4WD$1,928$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Acura MDX for different driver ages.

2016 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,873$573
17$6,622$552
18$5,861$488
19$5,349$446
20$4,065$339
21$3,873$323
22$3,450$288
23$2,838$237
24$2,674$223
25$2,164$180
30$1,974$165
35$1,914$160
40$1,860$155
45$1,746$146
50$1,656$138
55$1,546$129
60$1,550$129
65$1,660$138
70$1,812$151
75$2,158$180
80$2,680$223

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.