2018 Acura MDX Car Insurance Calculator

View in real-time how different driver, vehicle, and coverage options impact car insurance rates for a 2018 Acura MDX. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2018 Acura MDX is $1,978 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,978

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,978
Average Rate
Your Rate
$1,978

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Acura MDX is $1,978.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2018 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$282
2Cadillac XT5$1,758-$220
3Lexus RX 350L$1,818-$160
4Lincoln MKT$1,864-$114
5Lexus RX 350$1,890-$88
6Lincoln MKX$1,940-$38
7Jaguar E-Pace$1,956-$22
8Acura MDX$1,978--
9Audi SQ5$2,004$26
10Lexus RX 450$2,046$68
11Volvo V90$2,060$82
12Lexus GX 460$2,062$84
13Infiniti QX60$2,078$100
14Land Rover Discovery$2,090$112
15Lexus RX 450hL$2,120$142
2018 Midsize Luxury SUV Average$2,181$203
16Mercedes-Benz AMG GLC43$2,206$228
17Audi Q7$2,218$240
18Mercedes-Benz GLE350$2,238$260
19BMW X5$2,282$304
20Mercedes-Benz AMG GLC63$2,438$460
21Maserati Levante$2,522$544
22Tesla Model X$2,610$632
23Mercedes-Benz AMG GLE43$2,612$634
24Porsche Cayenne$2,724$746
25Mercedes-Benz AMG GLE63$2,736$758
26BMW X6$2,756$778

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Acura MDX Insurance Rates by Trim Level
2018 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$1,862$155
SH-AWD 4WD$1,918$160
Tech Package 2WD$1,918$160
Advance Package 2WD$1,974$165
Advance Package 4WD$1,974$165
SH-AWD Tech Package 4WD$1,974$165
Tech/Entertainment 2WD$1,974$165
Tech/Entertainment 4WD$1,974$165
Sport Hybrid Technology Package AWD$2,024$169
Advance/Entertainment 2WD$2,030$169
Advance/Entertainment 4WD$2,030$169
Sport Hybrid Advance Package AWD$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Acura MDX for different driver ages.

2018 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,184$599
17$6,967$581
18$6,251$521
19$5,672$473
20$4,332$361
21$4,128$344
22$3,690$308
23$3,008$251
24$2,846$237
25$2,302$192
30$2,108$176
35$2,028$169
40$1,978$165
45$1,848$154
50$1,750$146
55$1,636$136
60$1,644$137
65$1,758$147
70$1,900$158
75$2,242$187
80$2,780$232

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.