2019 Acura MDX Car Insurance Calculator

Find out how different risk factors impact the insurance cost for a 2019 Acura MDX. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2019 Acura MDX is $2,090 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,090

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,090
Average Rate
Your Rate
$2,090

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Acura MDX is $2,090.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2019 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$226
2Infiniti QX50$1,900-$190
3Lexus RX 350L$1,940-$150
4Lincoln Nautilus$1,980-$110
5Lincoln MKT$2,010-$80
6Lexus RX 350$2,018-$72
7Jaguar E-Pace$2,032-$58
8Acura MDX$2,090--
9Audi SQ5$2,146$56
10Lexus GX 460$2,156$66
11Lexus RX 450$2,168$78
12Land Rover Discovery$2,172$82
13Infiniti QX60$2,186$96
14Volvo V90$2,202$112
2019 Midsize Luxury SUV Average$2,290$200
15Mercedes-Benz AMG GLC43$2,308$218
16Mercedes-Benz GLE400$2,320$230
17BMW X5$2,334$244
18Audi Q7$2,386$296
19Audi Q8$2,510$420
20Mercedes-Benz AMG GLC63$2,558$468
21Audi e-tron$2,564$474
22Tesla Model X$2,604$514
23BMW X6$2,698$608
24Mercedes-Benz AMG GLE43$2,732$642
25Porsche Cayenne$2,768$678
26Mercedes-Benz AMG GLE63$2,890$800

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Acura MDX Insurance Rates by Trim Level
2019 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$1,952$163
4WD$2,012$168
Tech Package 2WD$2,012$168
A-Spec 4WD$2,072$173
Tech Package 4WD$2,072$173
Tech/Entertainment 2WD$2,072$173
Tech/Entertainment 4WD$2,072$173
Sport Hybrid Technology Package AWD$2,124$177
Advance Package 2WD$2,130$178
Advance Package 4WD$2,130$178
Advance/Entertainment 2WD$2,130$178
Sport Hybrid Advance Package AWD$2,184$182
Advance/Entertainment 4WD$2,190$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Acura MDX for different driver ages.

2019 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,584$632
17$7,362$614
18$6,625$552
19$6,003$500
20$4,587$382
21$4,370$364
22$3,910$326
23$3,174$265
24$3,008$251
25$2,432$203
30$2,228$186
35$2,142$179
40$2,090$174
45$1,948$162
50$1,846$154
55$1,726$144
60$1,734$145
65$1,854$155
70$2,002$167
75$2,360$197
80$2,930$244

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.