2020 Acura MDX Car Insurance Calculator

Discover how seemingly small changes impact the insurance cost for a 2020 Acura MDX. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Acura MDX is $2,180 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,180

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,180
Average Rate
Your Rate
$2,180

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Acura MDX is $2,180.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2020 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$238
2Cadillac XT5$1,984-$196
3Lincoln Nautilus$2,044-$136
4Lexus RX 350$2,076-$104
5Infiniti QX50$2,088-$92
6Jaguar E-Pace$2,098-$82
7Lexus RX 350L$2,138-$42
8Cadillac XT6$2,160-$20
9Acura MDX$2,180--
10Mercedes-Benz GLE450$2,230$50
11Lincoln Aviator$2,252$72
12Volvo V90$2,270$90
13Infiniti QX60$2,308$128
14Land Rover Discovery Sport$2,318$138
15Lexus GX 460$2,352$172
2020 Midsize Luxury SUV Average$2,368$188
16Mercedes-Benz AMG GLC43$2,410$230
17Land Rover Discovery$2,418$238
18Audi SQ5$2,428$248
19Mercedes-Benz GLE350$2,440$260
20Lexus RX 450$2,460$280
21Audi Q8$2,472$292
22BMW X5$2,476$296
23Audi Q7$2,556$376
24Mercedes-Benz AMG GLC63$2,564$384
25Audi e-tron$2,646$466
26BMW X6$2,704$524
27Tesla Model X$2,796$616
28Porsche Cayenne$2,864$684
29Mercedes-Benz AMG GLE63$2,990$810

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Acura MDX Insurance Rates by Trim Level
2020 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$2,058$172
4WD$2,120$177
Tech 2WD$2,120$177
Tech/Entertainment 2WD$2,120$177
Sport Hybrid Technology AWD$2,176$181
A-Spec 4WD$2,182$182
Tech 4WD$2,182$182
Tech/Entertainment 4WD$2,182$182
Sport Hybrid Advance AWD$2,238$187
Advance 2WD$2,242$187
Advance 4WD$2,242$187
Advance/Entertainment 2WD$2,242$187
Advance/Entertainment 4WD$2,242$187

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Acura MDX for different driver ages.

2020 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,912$659
17$7,688$641
18$6,932$578
19$6,277$523
20$4,796$400
21$4,571$381
22$4,092$341
23$3,315$276
24$3,142$262
25$2,542$212
30$2,328$194
35$2,236$186
40$2,180$182
45$2,036$170
50$1,928$161
55$1,802$150
60$1,810$151
65$1,938$162
70$2,086$174
75$2,460$205
80$3,056$255

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.