2021 Acura MDX Car Insurance Calculator

Find out how changes to risk factors and vehicle options impact the cost of car insurance for a 2021 Acura MDX. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if the change results in higher or lower rates.

The average estimated car insurance premium for a 2021 Acura MDX is $2,254 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,254

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,254
Average Rate
Your Rate
$2,254

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Acura MDX is $2,254.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2021 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$250
2Cadillac XT5$2,048-$206
3Lincoln Nautilus$2,108-$146
4Lexus RX 350$2,146-$108
5Infiniti QX50$2,154-$100
6Jaguar E-Pace$2,166-$88
7Lexus RX 350L$2,206-$48
8Cadillac XT6$2,228-$26
9Acura MDX$2,254--
10Genesis GV80$2,296$42
11Mercedes-Benz GLE450$2,302$48
12Lincoln Aviator$2,326$72
13Volvo V90$2,340$86
14Infiniti QX60$2,378$124
15Land Rover Discovery Sport$2,388$134
16Lexus GX 460$2,424$170
2021 Midsize Luxury SUV Average$2,440$186
17Mercedes-Benz AMG GLC43$2,484$230
18Land Rover Discovery$2,500$246
19Audi SQ5$2,508$254
20Mercedes-Benz GLE350$2,518$264
21Lexus RX 450$2,546$292
22Audi Q8$2,560$306
23BMW X5$2,562$308
24Mercedes-Benz AMG GLC63$2,642$388
25Audi Q7$2,646$392
26Audi e-tron$2,730$476
27BMW X6$2,796$542
28Tesla Model X$2,888$634
29Porsche Cayenne$2,958$704
30Mercedes-Benz AMG GLE63$3,090$836

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Acura MDX Insurance Rates by Trim Level
2021 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$2,126$177
4WD$2,188$182
Tech 2WD$2,188$182
Tech/Entertainment 2WD$2,188$182
Sport Hybrid Technology AWD$2,246$187
A-Spec 4WD$2,254$188
Tech 4WD$2,254$188
Tech/Entertainment 4WD$2,254$188
Sport Hybrid Advance AWD$2,310$193
Advance 2WD$2,318$193
Advance 4WD$2,318$193
Advance/Entertainment 2WD$2,318$193
Advance/Entertainment 4WD$2,318$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Acura MDX for different driver ages.

2021 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,156$680
17$7,932$661
18$7,163$597
19$6,478$540
20$4,956$413
21$4,722$394
22$4,223$352
23$3,421$285
24$3,246$271
25$2,624$219
30$2,406$201
35$2,308$192
40$2,254$188
45$2,100$175
50$1,986$166
55$1,858$155
60$1,864$155
65$2,000$167
70$2,152$179
75$2,534$211
80$3,146$262

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.