2022 Acura MDX Car Insurance Calculator

Observe in real-time how the choices you make influence insurance rates for a 2022 Acura MDX. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2022 Acura MDX is $2,214 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,214

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,214
Average Rate
Your Rate
$2,214

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Acura MDX is $2,214.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2022 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$112
2Infiniti QX50$2,160-$54
3Jaguar E-Pace$2,192-$22
4Lexus RX 350$2,202-$12
5Acura MDX$2,214--
6Lexus RX 450h$2,254$40
7Lexus RX 350L$2,282$68
8Cadillac XT6$2,298$84
9Volvo V60$2,310$96
10Land Rover Discovery Sport$2,318$104
11Land Rover Discovery$2,328$114
12Lincoln Nautilus$2,340$126
13Lexus RX 450hL$2,346$132
14Volvo V90$2,368$154
15Mercedes-Benz GLE350$2,396$182
16Lincoln Aviator$2,408$194
17Mercedes-Benz AMG GLB35$2,436$222
18Mercedes-Benz GLE450$2,442$228
19Genesis GV80$2,446$232
20Lexus GX 460$2,478$264
21Infiniti QX60$2,488$274
22Audi SQ5$2,526$312
2022 Midsize Luxury SUV Average$2,575$361
23Mercedes-Benz AMG GLC43$2,590$376
24BMW X5$2,718$504
25Audi Q7$2,802$588
26Land Rover Range Rover Sport$2,832$618
27BMW iX$2,854$640
28Audi Q8$2,866$652
29Tesla Model X$2,892$678
30Audi e-tron$2,900$686
31Audi SQ7$2,980$766
32Mercedes-Benz AMG GLE53$3,018$804
33BMW X6$3,086$872
34Mercedes-Benz AMG GLE63$3,216$1,002
35Porsche Cayenne$3,248$1,034
36Audi RS 6$3,354$1,140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Acura MDX Insurance Rates by Trim Level
2022 Acura MDX Trim Level Annual Premium Cost Per Month
2WD$2,060$172
AWD$2,104$175
Technology 2WD$2,150$179
Technology AWD$2,188$182
A-Spec AWD$2,198$183
Advance AWD$2,274$190
Type S$2,348$196
Type S Advance$2,402$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Acura MDX for different driver ages.

2022 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,917$660
17$7,731$644
18$7,041$587
19$6,347$529
20$4,869$406
21$4,641$387
22$4,161$347
23$3,351$279
24$3,187$266
25$2,584$215
30$2,372$198
35$2,270$189
40$2,214$185
45$2,064$172
50$1,946$162
55$1,824$152
60$1,830$153
65$1,962$164
70$2,100$175
75$2,452$204
80$3,044$254

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.