2023 Acura MDX Car Insurance Calculator

Gain insights into how the choices you make impact the cost of car insurance for a 2023 Acura MDX. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2023 Acura MDX is $2,272 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,272

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,272
Average Rate
Your Rate
$2,272

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Acura MDX is $2,272.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2023 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$228
2Infiniti QX50$2,112-$160
3Cadillac XT5$2,166-$106
4Cadillac XT6$2,206-$66
5Acura MDX$2,272--
6Lincoln Nautilus$2,306$34
7Lexus RX 350L$2,332$60
8Land Rover Discovery Sport$2,334$62
9Jaguar E-Pace$2,356$84
10Volvo V90$2,376$104
11Lexus RX 450h$2,404$132
12Lexus GX 460$2,430$158
13Volvo V60$2,446$174
14Lexus RX 450hL$2,454$182
15Mercedes-Benz AMG GLB35$2,500$228
16Genesis GV80$2,504$232
17Audi SQ5$2,512$240
18Lincoln Aviator$2,532$260
19Infiniti QX60$2,548$276
20Mercedes-Benz GLE450$2,570$298
21Mercedes-Benz GLE350$2,604$332
22Land Rover Discovery$2,616$344
2023 Midsize Luxury SUV Average$2,652$380
23Mercedes-Benz AMG GLC43$2,654$382
24Audi Q7$2,720$448
25Audi e-tron$2,814$542
26Tesla Model X$2,826$554
27Mercedes-Benz AMG GLE53$2,830$558
28BMW X5$2,886$614
29Audi Q8$2,894$622
30Land Rover Range Rover Sport$2,918$646
31Audi SQ7$3,056$784
32BMW iX$3,102$830
33BMW X6$3,160$888
34Porsche Cayenne$3,186$914
35Mercedes-Benz AMG GLE63$3,340$1,068
36Audi RS 6$3,394$1,122
37BMW XM$3,722$1,450

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Acura MDX Insurance Rates by Trim Level
2023 Acura MDX Trim Level Annual Premium Cost Per Month
Base 2WD$2,110$176
Base AWD$2,154$180
Technology 2WD$2,198$183
Technology AWD$2,234$186
A-Spec AWD$2,294$191
Advance AWD$2,342$195
Type S AWD$2,392$199
Type S Advance AWD$2,450$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Acura MDX for different driver ages.

2023 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,102$675
17$7,917$660
18$7,212$601
19$6,503$542
20$4,988$416
21$4,758$397
22$4,265$355
23$3,435$286
24$3,267$272
25$2,650$221
30$2,434$203
35$2,328$194
40$2,272$189
45$2,116$176
50$1,996$166
55$1,868$156
60$1,876$156
65$2,010$168
70$2,152$179
75$2,508$209
80$3,112$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.