2024 Acura MDX Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options impact the cost of insurance for a 2024 Acura MDX. Set options like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if rates increase or decrease and why.

The average estimated car insurance premium for a 2024 Acura MDX is $2,342 per year, or about $195 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,342

Cost Per Month

$195

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura MDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Acura MDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,342
Average Rate
Your Rate
$2,342

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Acura MDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Acura MDX is $2,342.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Acura MDX vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2024 Acura MDX against all other models in the midsize luxury SUV segment. The Acura MDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura MDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura MDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Acura MDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$152
2Cadillac XT5$2,210-$132
3Infiniti QX50$2,276-$66
4Cadillac XT6$2,292-$50
5Infiniti QX60$2,304-$38
6Mercedes-Benz AMG GLB35$2,308-$34
7Acura MDX$2,342--
8Lexus RX 350$2,350$8
9Lexus TX 350$2,380$38
10Lexus RX 350h$2,410$68
11Lexus TX 500h$2,446$104
12Lexus RX 500h$2,454$112
13Lincoln Nautilus$2,472$130
14Lexus RX 450h$2,476$134
15Volvo V90$2,496$154
16Audi SQ5$2,584$242
17Mercedes-Benz GLE350$2,616$274
18Lincoln Aviator$2,636$294
19Lexus GX 550$2,664$322
20Volvo V60$2,742$400
21Land Rover Discovery Sport$2,746$404
22Mercedes-Benz GLE450$2,758$416
2024 Midsize Luxury SUV Average$2,782$440
23Cadillac Lyriq$2,784$442
24Volvo EX90$2,806$464
25Audi Q7$2,842$500
26Genesis GV80$2,854$512
27Mercedes-Benz AMG GLC43$2,868$526
28Audi e-tron$2,920$578
29Tesla Model X$2,944$602
30BMW X5$2,992$650
31Audi Q8$3,012$670
32Land Rover Discovery$3,026$684
33Mercedes-Benz AMG GLE53$3,046$704
34Audi SQ7$3,148$806
35BMW iX$3,192$850
36BMW X6$3,272$930
37Land Rover Range Rover Sport$3,410$1,068
38Audi RS 6$3,482$1,140
39Porsche Cayenne$3,506$1,164
40BMW XM$3,844$1,502
41Mercedes-Benz AMG GLE63$3,948$1,606

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 MDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Acura MDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Acura MDX Insurance Rates by Trim Level
2024 Acura MDX Trim Level Annual Premium Cost Per Month
Base 2WD$2,174$181
Base AWD$2,218$185
Technology 2WD$2,264$189
Technology AWD$2,304$192
A-Spec AWD$2,362$197
Advance AWD$2,410$201
Type S AWD$2,466$206
Type S Advance AWD$2,526$211

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Acura MDX for different driver ages.

2024 Acura MDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,318$693
17$8,130$678
18$7,415$618
19$6,682$557
20$5,132$428
21$4,894$408
22$4,392$366
23$3,537$295
24$3,366$281
25$2,730$228
30$2,508$209
35$2,398$200
40$2,342$195
45$2,180$182
50$2,056$171
55$1,924$160
60$1,932$161
65$2,070$173
70$2,212$184
75$2,576$215
80$3,194$266

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura MDX trim levels.