Acura RDX Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options influence insurance rates for an Acura RDX. Adjust factors such as driver's age, policy discounts, RDX trim level, and driving record. Find out instantly if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2024 Acura RDX is $1,958 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,958

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Acura RDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,958
Average Rate
Your Rate
$1,958

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Acura RDX.

The 'Average Rate' is a combined value for all Acura RDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Acura RDX is $1,958.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Acura RDX vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2024 Acura RDX against all other models in the small luxury SUV segment. The Acura RDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Acura RDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958--
2Lexus NX 250$2,072$114
3Cadillac XT4$2,114$156
4Lexus NX 350h$2,210$252
5Lincoln Corsair$2,236$278
6Mercedes-Benz GLB 250$2,240$282
7Lexus UX 250h$2,246$288
8Lexus NX 450h$2,258$300
9Mercedes-Benz GLA250$2,282$324
10Mercedes-Benz GLA35 AMG$2,290$332
11Land Rover Evoque$2,336$378
12Lexus NX 350$2,348$390
13Volvo XC40$2,356$398
14Volvo XC60$2,370$412
15Alfa Romeo Tonale$2,376$418
16Mercedes-Benz GLA45 AMG$2,388$430
17BMW X1$2,420$462
18Infiniti QX55$2,424$466
19Volvo C40$2,442$484
20BMW X2$2,452$494
21Lexus RZ 450e$2,478$520
22Mercedes-Benz EQB 300$2,492$534
23Mercedes-Benz GLC300$2,512$554
2024 Small Luxury SUV Average$2,541$583
24Mercedes-Benz EQB 350$2,552$594
25Genesis GV70$2,582$624
26Audi Q3$2,596$638
27Audi Q5$2,606$648
28Alfa Romeo Stelvio$2,630$672
29Land Rover Range Rover Velar$2,660$702
30BMW X4$2,712$754
31Audi Q4$2,736$778
32BMW X3$2,764$806
33Genesis GV60$2,848$890
34Porsche Macan$2,894$936
35Jaguar I-Pace$2,926$968
36Land Rover Defender$3,042$1,084
37Jaguar F-Pace$3,130$1,172
38Aston Martin DBX$4,562$2,604

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Acura RDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Acura RDX Insurance Rates by Trim Level
2024 Acura RDX Trim Level Annual Premium Cost Per Month
Base 2WD$1,860$155
Base AWD$1,902$159
Technology 2WD$1,912$159
Technology AWD$1,950$163
A-Spec 2WD$1,964$164
A-Spec AWD$1,998$167
Advance AWD$2,026$169
A-Spec Advance AWD$2,054$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Acura RDX for different driver ages.

2024 Acura RDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,852$571
17$6,664$555
18$6,024$502
19$5,468$456
20$4,204$350
21$4,013$334
22$3,602$300
23$2,947$246
24$2,794$233
25$2,272$189
30$2,092$174
35$2,010$168
40$1,958$163
45$1,830$153
50$1,732$144
55$1,616$135
60$1,620$135
65$1,726$144
70$1,848$154
75$2,156$180
80$2,652$221

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RDX trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Acura RDX.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Acura RDX Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Acura RDX$1,958$163
2023 Acura RDX$1,904$159
2022 Acura RDX$1,832$153
2021 Acura RDX$1,784$149
2020 Acura RDX$1,730$144
2019 Acura RDX$1,786$149
2018 Acura RDX$1,666$139
2017 Acura RDX$1,604$134
2016 Acura RDX$1,390$116
2015 Acura RDX$1,262$105
2014 Acura RDX$1,332$111
2013 Acura RDX$1,314$110

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura RDX trim levels for each model year.