2013 Acura RDX Car Insurance Calculator

Gain insights into how different driver and vehicle factors affect the cost of insurance for a 2013 Acura RDX. Fine-tune factors like policy discounts, RDX trim level, driving record, and coverage amounts. Know immediately why rates change and by how much.

The average estimated car insurance premium for a 2013 Acura RDX is $1,314 per year, or about $110 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,314

Cost Per Month

$110

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Acura RDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,314
Average Rate
Your Rate
$1,314

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Acura RDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Acura RDX is $1,314.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Acura RDX vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2013 Acura RDX against all other models in the small luxury SUV segment. The Acura RDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Acura RDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,314--
2Volvo XC60$1,374$60
3Infiniti EX37$1,482$168
4BMW X1$1,552$238
2013 Small Luxury SUV Average$1,629$315
5BMW X3$1,638$324
6Mercedes-Benz GLK250$1,658$344
7Audi Q5$1,714$400
8Infiniti FX37$1,770$456
9Land Rover Evoque$1,866$552
10Acura ZDX$1,920$606

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 RDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Acura RDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Acura RDX Insurance Rates by Trim Level
2013 Acura RDX Trim Level Annual Premium Cost Per Month
2WD$1,296$108
AWD$1,296$108
Technology Package 2WD$1,334$111
Technology Package AWD$1,334$111

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Acura RDX for different driver ages.

2013 Acura RDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,748$396
17$4,539$378
18$3,962$330
19$3,655$305
20$2,783$232
21$2,655$221
22$2,368$197
23$1,993$166
24$1,868$156
25$1,516$126
30$1,390$116
35$1,354$113
40$1,314$110
45$1,240$103
50$1,182$99
55$1,102$92
60$1,102$92
65$1,168$97
70$1,278$107
75$1,526$127
80$1,872$156

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RDX trim levels.