2016 Acura RDX Car Insurance Calculator

Discover and learn how the choices you make impact the insurance cost for a 2016 Acura RDX. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2016 Acura RDX is $1,390 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,390

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Acura RDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,390
Average Rate
Your Rate
$1,390

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Acura RDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Acura RDX is $1,390.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Acura RDX vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2016 Acura RDX against all other models in the small luxury SUV segment. The Acura RDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Acura RDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,368-$22
2Acura RDX$1,390--
3Mercedes-Benz GLA250$1,542$152
4Mercedes-Benz GLC300$1,624$234
5BMW X1$1,632$242
6Lincoln MKC$1,640$250
7Audi Q3$1,730$340
8Lexus NX 300H$1,738$348
2016 Small Luxury SUV Average$1,778$388
9Mercedes-Benz GLA45 AMG$1,810$420
10Lexus NX 200T$1,834$444
11BMW X4$1,858$468
12BMW X3$1,862$472
13Infiniti QX70$1,876$486
14Land Rover Evoque$1,914$524
15Audi Q5$1,950$560
16Mercedes-Benz GLE550E$2,202$812
17Porsche Macan$2,252$862

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 RDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Acura RDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Acura RDX Insurance Rates by Trim Level
2016 Acura RDX Trim Level Annual Premium Cost Per Month
2WD$1,326$111
AWD$1,374$115
Technology Package 2WD$1,374$115
Advance Package 2WD$1,422$119
Advance Package AWD$1,422$119
Technology Package AWD$1,422$119

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Acura RDX for different driver ages.

2016 Acura RDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,938$412
17$4,761$397
18$4,229$352
19$3,870$323
20$2,957$246
21$2,823$235
22$2,524$210
23$2,094$175
24$1,973$164
25$1,608$134
30$1,480$123
35$1,430$119
40$1,390$116
45$1,306$109
50$1,238$103
55$1,158$97
60$1,160$97
65$1,230$103
70$1,332$111
75$1,568$131
80$1,930$161

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RDX trim levels.