2018 Acura RDX Car Insurance Calculator

Discover and learn how changes to driver risk factors and vehicle options impact the insurance cost for a 2018 Acura RDX. Customize factors such as driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2018 Acura RDX is $1,666 per year, or about $139 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,666

Cost Per Month

$139

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Acura RDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,666
Average Rate
Your Rate
$1,666

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Acura RDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Acura RDX is $1,666.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Acura RDX vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2018 Acura RDX against all other models in the small luxury SUV segment. The Acura RDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Acura RDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,666--
2Lexus NX 300$1,714$48
3BMW X1$1,736$70
4Volvo XC60$1,746$80
5Lincoln MKC$1,756$90
6Infiniti QX30$1,804$138
7Mercedes-Benz GLC300$1,828$162
8Mercedes-Benz GLA250$1,836$170
9BMW X2$1,858$192
10Lexus NX 300H$1,916$250
11Audi Q3$1,954$288
2018 Small Luxury SUV Average$1,975$309
12Alfa Romeo Stelvio$1,990$324
13Land Rover Evoque$2,024$358
14Audi Q5$2,054$388
15BMW X3$2,058$392
16Mercedes-Benz GLC350E$2,086$420
17BMW X4$2,120$454
18Jaguar F-Pace$2,244$578
19Mercedes-Benz GLA45 AMG$2,256$590
20Mercedes-Benz GLE550E$2,366$700
21Porsche Macan$2,458$792

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 RDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Acura RDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Acura RDX Insurance Rates by Trim Level
2018 Acura RDX Trim Level Annual Premium Cost Per Month
2WD$1,590$133
AWD$1,646$137
AcuraWatch Package 2WD$1,646$137
AcuraWatch Package AWD$1,646$137
Technology Package 2WD$1,646$137
Advance Package 2WD$1,702$142
Technology Package AWD$1,702$142
Technology Package AcuraWatch Plus 2WD$1,702$142
Technology Package AcuraWatch Plus AWD$1,702$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Acura RDX for different driver ages.

2018 Acura RDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,957$496
17$5,740$478
18$5,087$424
19$4,659$388
20$3,559$297
21$3,398$283
22$3,035$253
23$2,520$210
24$2,373$198
25$1,926$161
30$1,768$147
35$1,712$143
40$1,666$139
45$1,562$130
50$1,484$124
55$1,386$116
60$1,386$116
65$1,476$123
70$1,600$133
75$1,894$158
80$2,326$194

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RDX trim levels.