2020 Acura RDX Car Insurance Calculator

Learn and understand how changes to driver risk factors and vehicle options affect car insurance rates for a 2020 Acura RDX. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly whether rates increased or decreased.

The average estimated car insurance premium for a 2020 Acura RDX is $1,730 per year, or about $144 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,730

Cost Per Month

$144

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RDX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Acura RDX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,730
Average Rate
Your Rate
$1,730

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Acura RDX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Acura RDX is $1,730.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Acura RDX vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2020 Acura RDX against all other models in the small luxury SUV segment. The Acura RDX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RDX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RDX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Acura RDX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,730--
2Cadillac XT4$1,788$58
3Volvo XC40$1,828$98
4Lincoln Corsair$2,018$288
5Lexus UX 250h$2,034$304
6Volvo XC60$2,054$324
7Mercedes-Benz GLB 250$2,082$352
8Lexus UX 200$2,086$356
9BMW X1$2,094$364
10Lexus NX 300$2,098$368
11Mercedes-Benz GLC300$2,104$374
12Mercedes-Benz GLA250$2,180$450
13Land Rover Evoque$2,182$452
2020 Small Luxury SUV Average$2,197$467
14BMW X2$2,222$492
15Audi Q3$2,264$534
16Audi Q5$2,288$558
17Mercedes-Benz GLC350E$2,316$586
18BMW X3$2,346$616
19Lexus NX 300H$2,360$630
20Mercedes-Benz GLA45 AMG$2,388$658
21Alfa Romeo Stelvio$2,406$676
22BMW X4$2,444$714
23Jaguar F-Pace$2,474$744
24Jaguar I-Pace$2,544$814
25Porsche Macan$2,604$874

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 RDX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Acura RDX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Acura RDX Insurance Rates by Trim Level
2020 Acura RDX Trim Level Annual Premium Cost Per Month
2WD$1,654$138
A-Spec 2WD$1,716$143
AWD$1,716$143
Technology 2WD$1,716$143
Technology AWD$1,716$143
A-Spec AWD$1,778$148
Advance 2WD$1,778$148
Advance AWD$1,778$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Acura RDX for different driver ages.

2020 Acura RDX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,068$506
17$5,884$490
18$5,291$441
19$4,818$402
20$3,698$308
21$3,531$294
22$3,165$264
23$2,604$217
24$2,461$205
25$2,006$167
30$1,846$154
35$1,780$148
40$1,730$144
45$1,618$135
50$1,534$128
55$1,432$119
60$1,436$120
65$1,526$127
70$1,642$137
75$1,916$160
80$2,354$196

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RDX trim levels.