2016 Acura RLX Car Insurance Calculator

Explore and learn how changes to driver risk factors and vehicle options impact the cost of car insurance for a 2016 Acura RLX. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see how much rates change and learn why.

The average estimated car insurance premium for a 2016 Acura RLX is $2,156 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,156

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura RLX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Acura RLX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,156
Average Rate
Your Rate
$2,156

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Acura RLX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Acura RLX is $2,156.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Acura RLX vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Acura RLX against all other models in the large luxury car segment. The Acura RLX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura RLX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura RLX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Acura RLX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$372
2Cadillac CTS$1,808-$348
3Audi A5$1,876-$280
4Lincoln MKS$1,908-$248
5Cadillac CT6$1,924-$232
6Kia K900$2,152-$4
7Acura RLX$2,156--
8Infiniti Q70L$2,162$6
9Mercedes-Benz CLS550$2,204$48
10Lexus GS 450$2,218$62
11Infiniti Q70$2,228$72
12Hyundai Equus$2,256$100
13Lexus LS 460$2,358$202
14Mercedes-Benz C63 AMG$2,434$278
15Cadillac CTS-V$2,440$284
16BMW 740i$2,482$326
17Jaguar XJ$2,498$342
18Mercedes-Benz E63 AMG$2,508$352
19BMW 650i$2,680$524
20Maserati Ghibli$2,684$528
2016 Large Luxury Car Average$2,713$557
21Jaguar XJ Super$2,752$596
22BMW 750i$2,772$616
23Audi RS 7$2,828$672
24Audi S8$2,856$700
25Lexus LS 600H$2,876$720
26Mercedes-Benz CLS63 AMG$2,878$722
27Mercedes-Benz S550$2,924$768
28Maserati Quattroporte$2,932$776
29Mercedes-Benz AMG$2,968$812
30Audi A8$3,014$858
31BMW Alpina B6$3,026$870
32Porsche Panamera$3,102$946
33Mercedes-Benz S63 AMG$3,330$1,174
34Mercedes-Benz S600$3,392$1,236
35Mercedes-Benz S65 AMG$3,910$1,754
36Mercedes-Benz S65$3,956$1,800
37Bentley Continental$4,024$1,868
38Bentley Mulsanne$4,798$2,642

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 RLX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Acura RLX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Acura RLX Insurance Rates by Trim Level
2016 Acura RLX Trim Level Annual Premium Cost Per Month
Navigation Sedan$2,086$174
Tech Sedan$2,086$174
Sport Hybrid Technology Package Sedan$2,168$181
Advance Package Sedan$2,182$182
Sport Hybrid Advance Package Sedan$2,266$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Acura RLX for different driver ages.

2016 Acura RLX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,711$643
17$7,483$624
18$6,727$561
19$6,110$509
20$4,680$390
21$4,463$372
22$3,995$333
23$3,266$272
24$3,089$257
25$2,508$209
30$2,302$192
35$2,214$185
40$2,156$180
45$2,016$168
50$1,908$159
55$1,782$149
60$1,788$149
65$1,908$159
70$2,056$171
75$2,418$202
80$2,986$249

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura RLX trim levels.