Acura TL Car Insurance Calculator

Gain insights into how different risk factors affect car insurance rates for an Acura TL. Modify options like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if rates go up or down and learn why.

The average estimated car insurance premium for a 2014 Acura TL is $1,586 per year, or about $132 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,586

Cost Per Month

$132

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura TL Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Acura TL.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,586
Average Rate
Your Rate
$1,586

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Acura TL.

The 'Average Rate' is a combined value for all Acura TL trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Acura TL is $1,586.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Acura TL vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2014 Acura TL against all other models in the midsize luxury car segment. The Acura TL is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura TL, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura TL.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Acura TL Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$104
2Acura ILX$1,524-$62
3Lincoln MKZ$1,536-$50
4Acura TL$1,586--
5Lexus ES 350$1,718$132
6Mercedes-Benz CLA250$1,768$182
7Audi A6$1,802$216
8Audi S5$1,810$224
9Mercedes-Benz SLK55 AMG$1,816$230
10Mercedes-Benz C350$1,888$302
11Lexus ES 300H$1,902$316
12BMW 435i$1,930$344
13Mercedes-Benz E250$1,934$348
14BMW 428xi$1,936$350
15Mercedes-Benz E350$1,946$360
16Infiniti Q50$1,952$366
17Mercedes-Benz E400$1,956$370
18Lexus GS 350$1,958$372
19BMW 528xi$1,962$376
20BMW 535i$1,972$386
21Audi RS 5$1,978$392
22BMW 428i$1,982$396
23Mercedes-Benz CLA45 AMG$1,986$400
24Hyundai Genesis$1,988$402
25Volvo S80$1,994$408
26BMW 435xi$2,000$414
27BMW 535xi$2,008$422
28BMW Activehybrid 5$2,036$450
29Mercedes-Benz E550$2,042$456
30Jaguar XF$2,050$464
31Audi S6$2,064$478
32Audi S4$2,066$480
33Cadillac ELR$2,078$492
34Jaguar XK$2,080$494
35BMW 528i$2,084$498
2014 Midsize Luxury Car Average$2,089$503
36BMW 535d$2,094$508
37BMW 550i$2,096$510
38BMW 550xi$2,134$548
39Audi A7$2,194$608
40BMW 640i$2,196$610
41BMW 640xi$2,224$638
42Mercedes-Benz SL550$2,258$672
43Audi S7$2,310$724
44BMW 650xi$2,390$804
45BMW M5$2,394$808
46Jaguar XKR$2,470$884
47BMW M6$2,498$912
48Tesla Model S$2,512$926
49Mercedes-Benz SL63 AMG$2,596$1,010
50Mercedes-Benz CL63 AMG$2,858$1,272
51Mercedes-Benz SL65 AMG$3,212$1,626
52Mercedes-Benz SLS AMG$3,390$1,804

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 TL Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Acura TL.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Acura TL Insurance Rates by Trim Level
2014 Acura TL Trim Level Annual Premium Cost Per Month
3.5 SE Sedan$1,562$130
3.5 Sedan$1,562$130
3.5 w/Tech Package Sedan$1,562$130
3.7 SH AWD Sedan$1,562$130
3.5 w/Advance Package Sedan$1,604$134
3.7 SH AWD w/Tech Package Sedan$1,604$134
3.7 SH-AWD w/Advance Package Sedan$1,646$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Acura TL for different driver ages.

2014 Acura TL Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,776$481
17$5,531$461
18$4,833$403
19$4,453$371
20$3,383$282
21$3,229$269
22$2,873$239
23$2,410$201
24$2,259$188
25$1,834$153
30$1,678$140
35$1,634$136
40$1,586$132
45$1,492$124
50$1,420$118
55$1,324$110
60$1,326$111
65$1,408$117
70$1,546$129
75$1,846$154
80$2,272$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura TL trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Acura TL.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Acura TL Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2014 Acura TL$1,586$132
2013 Acura TL$1,458$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura TL trim levels for each model year.