2013 Acura TL Car Insurance Calculator

Explore and understand how different factors impact the cost of insurance for a 2013 Acura TL. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Acura TL is $1,458 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,458

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Acura TL Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Acura TL.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,458
Average Rate
Your Rate
$1,458

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Acura TL trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Acura TL is $1,458.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Acura TL vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Acura TL against all other models in the midsize luxury car segment. The Acura TL is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Acura TL, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Acura TL.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Acura TL Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$24
2Acura TL$1,458--
3Acura ILX$1,492$34
4Acura TSX$1,532$74
5Volvo C70$1,558$100
6Lincoln MKZ$1,578$120
7Lexus GS 350$1,586$128
8Lexus ES 350$1,614$156
9Audi A6$1,618$160
10Lexus ES 300H$1,640$182
11Mercedes-Benz SLK55 AMG$1,654$196
12Mercedes-Benz C350$1,692$234
13Volvo S80$1,750$292
14Infiniti G37$1,776$318
15Audi S5$1,786$328
16Mercedes-Benz E350$1,800$342
17BMW 528xi$1,802$344
18Hyundai Genesis$1,806$348
19Infiniti M35$1,818$360
20Jaguar XF$1,822$364
21Mercedes-Benz E550$1,848$390
22Mercedes-Benz E400$1,858$400
23Infiniti M37$1,864$406
24BMW 535xi$1,886$428
25BMW 550xi$1,906$448
26Audi S4$1,912$454
27BMW 528i$1,914$456
28BMW Activehybrid 5$1,926$468
29BMW 535i$1,958$500
2013 Midsize Luxury Car Average$1,963$505
30Audi RS 5$1,966$508
31BMW 550i$1,980$522
32Jaguar XK$1,996$538
33Mercedes-Benz SL550$2,010$552
34Audi S6$2,064$606
35BMW 640i$2,126$668
36Mercedes-Benz S400$2,152$694
37Audi S7$2,170$712
38Audi A7$2,194$736
39Tesla Model S$2,266$808
40Jaguar XKR$2,298$840
41Mercedes-Benz S350$2,324$866
42BMW M6$2,334$876
43BMW 650xi$2,370$912
44BMW M5$2,380$922
45Mercedes-Benz SL63 AMG$2,572$1,114
46Mercedes-Benz CL63 AMG$2,820$1,362
47Mercedes-Benz SLS AMG$2,920$1,462
48Mercedes-Benz SL65 AMG$3,012$1,554

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 TL Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Acura TL.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Acura TL Insurance Rates by Trim Level
2013 Acura TL Trim Level Annual Premium Cost Per Month
3.5 SE Sedan$1,406$117
3.5 Sedan$1,406$117
3.5 w/Tech Package Sedan$1,446$121
3.7 SH AWD Sedan$1,446$121
3.5 w/Advance Package Sedan$1,486$124
3.7 SH AWD w/Tech Package Sedan$1,486$124
3.7 SH-AWD w/Advance Package Sedan$1,526$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Acura TL for different driver ages.

2013 Acura TL Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,313$443
17$5,069$422
18$4,398$367
19$4,068$339
20$3,089$257
21$2,946$246
22$2,621$218
23$2,216$185
24$2,072$173
25$1,682$140
30$1,536$128
35$1,504$125
40$1,458$122
45$1,374$115
50$1,310$109
55$1,222$102
60$1,224$102
65$1,294$108
70$1,426$119
75$1,708$142
80$2,100$175

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Acura TL trim levels.