2020 Alfa Romeo Giulia Car Insurance Calculator

Learn how changes to risk factors and vehicle options impact the cost of car insurance for a 2020 Alfa Romeo Giulia. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2020 Alfa Romeo Giulia is $2,294 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,294

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Alfa Romeo Giulia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Alfa Romeo Giulia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,294
Average Rate
Your Rate
$2,294

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Alfa Romeo Giulia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Alfa Romeo Giulia is $2,294.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Alfa Romeo Giulia Segment Comparison

The table below compares insurance rates for the 2020 Alfa Romeo Giulia against all other models in the small luxury car segment. The Alfa Romeo Giulia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Alfa Romeo Giulia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Alfa Romeo Giulia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Alfa Romeo Giulia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$1,970-$324
2Volvo S60$2,130-$164
3BMW 330i$2,178-$116
4Cadillac CT4$2,206-$88
5Acura TLX$2,228-$66
6Lexus RC 350$2,240-$54
7BMW i3$2,252-$42
8BMW 230i$2,262-$32
9Alfa Romeo Giulia$2,294--
10Genesis G70$2,298$4
11Audi S3$2,306$12
2020 Small Luxury Car Average$2,320$26
12Audi A4$2,344$50
13Mercedes-Benz AMG SLC43$2,398$104
14Mercedes-Benz C300$2,434$140
15BMW M240i$2,440$146
16Audi RS 3$2,476$182
17Lexus IS 350$2,522$228
18BMW 340i$2,776$482

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Giulia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Alfa Romeo Giulia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Alfa Romeo Giulia Insurance Rates by Trim Level
2020 Alfa Romeo Giulia Trim Level Annual Premium Cost Per Month
Sedan$2,150$179
Q4 AWD$2,168$181
Q4 TI AWD$2,168$181
TI Sedan$2,168$181
Quadrifoglio Sedan$2,806$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Alfa Romeo Giulia for different driver ages.

2020 Alfa Romeo Giulia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,100$675
17$7,876$656
18$7,117$593
19$6,458$538
20$4,961$413
21$4,733$394
22$4,247$354
23$3,464$289
24$3,282$274
25$2,666$222
30$2,450$204
35$2,354$196
40$2,294$191
45$2,140$178
50$2,026$169
55$1,892$158
60$1,896$158
65$2,024$169
70$2,170$181
75$2,542$212
80$3,132$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Alfa Romeo Giulia trim levels.