2022 Alfa Romeo Giulia Car Insurance Calculator

Get real-time feedback how life choices impact the insurance cost for a 2022 Alfa Romeo Giulia. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Alfa Romeo Giulia is $2,372 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,372

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Alfa Romeo Giulia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Alfa Romeo Giulia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,372
Average Rate
Your Rate
$2,372

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Alfa Romeo Giulia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Alfa Romeo Giulia is $2,372.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Alfa Romeo Giulia Segment Comparison

The table below compares insurance rates for the 2022 Alfa Romeo Giulia against all other models in the small luxury car segment. The Alfa Romeo Giulia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Alfa Romeo Giulia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Alfa Romeo Giulia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Alfa Romeo Giulia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$2,100-$272
2Acura TLX$2,166-$206
3BMW 330i$2,260-$112
4Volvo S60$2,294-$78
5BMW 330e$2,302-$70
6Genesis G70$2,306-$66
7BMW 228i$2,314-$58
8BMW 230i$2,330-$42
9Cadillac CT4$2,370-$2
10Alfa Romeo Giulia$2,372--
11Lexus RC 350$2,380$8
2022 Small Luxury Car Average$2,410$38
12Audi A4$2,476$104
13Audi S3$2,484$112
14BMW M235i$2,518$146
15Mercedes-Benz C300$2,544$172
16Audi RS 3$2,604$232
17BMW M240i$2,644$272
18Lexus IS 350$2,662$290
19BMW M340i$2,668$296

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Giulia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Alfa Romeo Giulia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Alfa Romeo Giulia Insurance Rates by Trim Level
2022 Alfa Romeo Giulia Trim Level Annual Premium Cost Per Month
Sprint$2,196$183
Ti$2,260$188
Veloce$2,358$197
Quadrifoglio$2,676$223

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Alfa Romeo Giulia for different driver ages.

2022 Alfa Romeo Giulia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,392$699
17$8,166$681
18$7,387$616
19$6,696$558
20$5,142$429
21$4,906$409
22$4,405$367
23$3,587$299
24$3,401$283
25$2,760$230
30$2,538$212
35$2,434$203
40$2,372$198
45$2,212$184
50$2,094$175
55$1,956$163
60$1,962$164
65$2,092$174
70$2,246$187
75$2,628$219
80$3,240$270

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Alfa Romeo Giulia trim levels.