2018 Alfa Romeo Stelvio Car Insurance Calculator

Gain insights into how different risk factors affect car insurance rates for a 2018 Alfa Romeo Stelvio. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2018 Alfa Romeo Stelvio is $1,990 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,990

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Alfa Romeo Stelvio Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Alfa Romeo Stelvio.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,990
Average Rate
Your Rate
$1,990

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Alfa Romeo Stelvio trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Alfa Romeo Stelvio is $1,990.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Alfa Romeo Stelvio Segment Comparison

The table below compares insurance rates for the 2018 Alfa Romeo Stelvio against all other models in the small luxury SUV segment. The Alfa Romeo Stelvio is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Alfa Romeo Stelvio, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Alfa Romeo Stelvio.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Alfa Romeo Stelvio Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,666-$324
2Lexus NX 300$1,714-$276
3BMW X1$1,736-$254
4Volvo XC60$1,746-$244
5Lincoln MKC$1,756-$234
6Infiniti QX30$1,804-$186
7Mercedes-Benz GLC300$1,828-$162
8Mercedes-Benz GLA250$1,836-$154
9BMW X2$1,858-$132
10Lexus NX 300H$1,916-$74
11Audi Q3$1,954-$36
2018 Small Luxury SUV Average$1,975-$15
12Alfa Romeo Stelvio$1,990--
13Land Rover Evoque$2,024$34
14Audi Q5$2,054$64
15BMW X3$2,058$68
16Mercedes-Benz GLC350E$2,086$96
17BMW X4$2,120$130
18Jaguar F-Pace$2,244$254
19Mercedes-Benz GLA45 AMG$2,256$266
20Mercedes-Benz GLE550E$2,366$376
21Porsche Macan$2,458$468

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Stelvio Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Alfa Romeo Stelvio.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Alfa Romeo Stelvio Insurance Rates by Trim Level
2018 Alfa Romeo Stelvio Trim Level Annual Premium Cost Per Month
AWD$1,924$160
Sport AWD$1,924$160
TI AWD$1,924$160
TI Luxury AWD$1,924$160
TI Sport AWD$1,924$160
Quadrifoglio AWD$2,314$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Alfa Romeo Stelvio for different driver ages.

2018 Alfa Romeo Stelvio Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,014$585
17$6,834$570
18$6,198$517
19$5,611$468
20$4,312$359
21$4,114$343
22$3,692$308
23$2,999$250
24$2,848$237
25$2,314$193
30$2,128$177
35$2,042$170
40$1,990$166
45$1,856$155
50$1,756$146
55$1,640$137
60$1,646$137
65$1,758$147
70$1,880$157
75$2,192$183
80$2,706$226

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Alfa Romeo Stelvio trim levels.