2020 Alfa Romeo Stelvio Car Insurance Calculator

View in real-time how decisions you make impact the cost of insurance for a 2020 Alfa Romeo Stelvio. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2020 Alfa Romeo Stelvio is $2,406 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,406

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Alfa Romeo Stelvio Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Alfa Romeo Stelvio.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,406
Average Rate
Your Rate
$2,406

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Alfa Romeo Stelvio trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Alfa Romeo Stelvio is $2,406.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Alfa Romeo Stelvio Segment Comparison

The table below compares insurance rates for the 2020 Alfa Romeo Stelvio against all other models in the small luxury SUV segment. The Alfa Romeo Stelvio is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Alfa Romeo Stelvio, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Alfa Romeo Stelvio.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Alfa Romeo Stelvio Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,730-$676
2Cadillac XT4$1,788-$618
3Volvo XC40$1,828-$578
4Lincoln Corsair$2,018-$388
5Lexus UX 250h$2,034-$372
6Volvo XC60$2,054-$352
7Mercedes-Benz GLB 250$2,082-$324
8Lexus UX 200$2,086-$320
9BMW X1$2,094-$312
10Lexus NX 300$2,098-$308
11Mercedes-Benz GLC300$2,104-$302
12Mercedes-Benz GLA250$2,180-$226
13Land Rover Evoque$2,182-$224
2020 Small Luxury SUV Average$2,197-$209
14BMW X2$2,222-$184
15Audi Q3$2,264-$142
16Audi Q5$2,288-$118
17Mercedes-Benz GLC350E$2,316-$90
18BMW X3$2,346-$60
19Lexus NX 300H$2,360-$46
20Mercedes-Benz GLA45 AMG$2,388-$18
21Alfa Romeo Stelvio$2,406--
22BMW X4$2,444$38
23Jaguar F-Pace$2,474$68
24Jaguar I-Pace$2,544$138
25Porsche Macan$2,604$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Stelvio Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Alfa Romeo Stelvio.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Alfa Romeo Stelvio Insurance Rates by Trim Level
2020 Alfa Romeo Stelvio Trim Level Annual Premium Cost Per Month
2WD$2,256$188
AWD$2,256$188
TI AWD$2,316$193
Quadrifoglio AWD$2,794$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Alfa Romeo Stelvio for different driver ages.

2020 Alfa Romeo Stelvio Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,547$712
17$8,323$694
18$7,543$629
19$6,828$569
20$5,241$437
21$4,999$417
22$4,487$374
23$3,639$303
24$3,455$288
25$2,802$234
30$2,572$214
35$2,468$206
40$2,406$201
45$2,244$187
50$2,124$177
55$1,982$165
60$1,990$166
65$2,128$177
70$2,280$190
75$2,670$223
80$3,296$275

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Alfa Romeo Stelvio trim levels.