2021 Alfa Romeo Stelvio Car Insurance Calculator

Explore and understand how seemingly small changes impact car insurance rates for a 2021 Alfa Romeo Stelvio. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if your rates increased or decreased.

The average estimated car insurance premium for a 2021 Alfa Romeo Stelvio is $2,486 per year, or about $207 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,486

Cost Per Month

$207

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Alfa Romeo Stelvio Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Alfa Romeo Stelvio.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,486
Average Rate
Your Rate
$2,486

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Alfa Romeo Stelvio trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Alfa Romeo Stelvio is $2,486.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Alfa Romeo Stelvio Segment Comparison

The table below compares insurance rates for the 2021 Alfa Romeo Stelvio against all other models in the small luxury SUV segment. The Alfa Romeo Stelvio is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Alfa Romeo Stelvio, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Alfa Romeo Stelvio.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Alfa Romeo Stelvio Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,784-$702
2Cadillac XT4$1,844-$642
3Volvo XC40$1,888-$598
4Lincoln Corsair$2,080-$406
5Lexus UX 250h$2,098-$388
6Volvo XC60$2,120-$366
7Mercedes-Benz GLB 250$2,140-$346
8BMW X1$2,156-$330
9Lexus UX 200$2,158-$328
10Lexus NX 300$2,166-$320
11Mercedes-Benz GLC300$2,172-$314
12Land Rover Defender$2,234-$252
13Mercedes-Benz GLA250$2,248-$238
14Land Rover Evoque$2,254-$232
2021 Small Luxury SUV Average$2,262-$224
15BMW X2$2,292-$194
16Audi Q3$2,346-$140
17Audi Q5$2,362-$124
18BMW X3$2,422-$64
19Lexus NX 300H$2,434-$52
20Mercedes-Benz GLA45 AMG$2,462-$24
21Alfa Romeo Stelvio$2,486--
22BMW X4$2,520$34
23Jaguar F-Pace$2,552$66
24Jaguar I-Pace$2,632$146
25Porsche Macan$2,688$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Stelvio Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Alfa Romeo Stelvio.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Alfa Romeo Stelvio Insurance Rates by Trim Level
2021 Alfa Romeo Stelvio Trim Level Annual Premium Cost Per Month
2WD$2,330$194
AWD$2,330$194
TI AWD$2,394$200
Quadrifoglio AWD$2,890$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Alfa Romeo Stelvio for different driver ages.

2021 Alfa Romeo Stelvio Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,819$735
17$8,596$716
18$7,798$650
19$7,055$588
20$5,418$452
21$5,167$431
22$4,636$386
23$3,760$313
24$3,572$298
25$2,894$241
30$2,658$222
35$2,548$212
40$2,486$207
45$2,316$193
50$2,190$183
55$2,046$171
60$2,054$171
65$2,196$183
70$2,352$196
75$2,752$229
80$3,398$283

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Alfa Romeo Stelvio trim levels.