2013 Audi A3 Car Insurance Calculator

See and learn how changes to different risk factors influence insurance rates for a 2013 Audi A3. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2013 Audi A3 is $1,434 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,434

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi A3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,434
Average Rate
Your Rate
$1,434

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi A3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi A3 is $1,434.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi A3 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Audi A3 against all other models in the midsize luxury car segment. The Audi A3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi A3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434--
2Acura TL$1,458$24
3Acura ILX$1,492$58
4Acura TSX$1,532$98
5Volvo C70$1,558$124
6Lincoln MKZ$1,578$144
7Lexus GS 350$1,586$152
8Lexus ES 350$1,614$180
9Audi A6$1,618$184
10Lexus ES 300H$1,640$206
11Mercedes-Benz SLK55 AMG$1,654$220
12Mercedes-Benz C350$1,692$258
13Volvo S80$1,750$316
14Infiniti G37$1,776$342
15Audi S5$1,786$352
16Mercedes-Benz E350$1,800$366
17BMW 528xi$1,802$368
18Hyundai Genesis$1,806$372
19Infiniti M35$1,818$384
20Jaguar XF$1,822$388
21Mercedes-Benz E550$1,848$414
22Mercedes-Benz E400$1,858$424
23Infiniti M37$1,864$430
24BMW 535xi$1,886$452
25BMW 550xi$1,906$472
26Audi S4$1,912$478
27BMW 528i$1,914$480
28BMW Activehybrid 5$1,926$492
29BMW 535i$1,958$524
2013 Midsize Luxury Car Average$1,963$529
30Audi RS 5$1,966$532
31BMW 550i$1,980$546
32Jaguar XK$1,996$562
33Mercedes-Benz SL550$2,010$576
34Audi S6$2,064$630
35BMW 640i$2,126$692
36Mercedes-Benz S400$2,152$718
37Audi S7$2,170$736
38Audi A7$2,194$760
39Tesla Model S$2,266$832
40Jaguar XKR$2,298$864
41Mercedes-Benz S350$2,324$890
42BMW M6$2,334$900
43BMW 650xi$2,370$936
44BMW M5$2,380$946
45Mercedes-Benz SL63 AMG$2,572$1,138
46Mercedes-Benz CL63 AMG$2,820$1,386
47Mercedes-Benz SLS AMG$2,920$1,486
48Mercedes-Benz SL65 AMG$3,012$1,578

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 A3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi A3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi A3 Insurance Rates by Trim Level
2013 Audi A3 Trim Level Annual Premium Cost Per Month
2.0T Premium Package$1,374$115
2.0T Premium Plus Package$1,412$118
2.0T Premium Package Turbo Diesel$1,454$121
2.0T Premium Plus Package Turbo Diesel$1,454$121
2.0T Quattro Premium Package$1,454$121
2.0T Quattro Premium Plus$1,454$121

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi A3 for different driver ages.

2013 Audi A3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,199$433
17$4,990$416
18$4,389$366
19$4,031$336
20$3,068$256
21$2,925$244
22$2,610$218
23$2,174$181
24$2,045$170
25$1,658$138
30$1,518$127
35$1,476$123
40$1,434$120
45$1,350$113
50$1,284$107
55$1,198$100
60$1,198$100
65$1,276$106
70$1,390$116
75$1,656$138
80$2,038$170

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A3 trim levels.