2015 Audi A3 Car Insurance Calculator

Find out how life choices impact the cost of car insurance for a 2015 Audi A3. Adjust factors such as driver's age, policy discounts, A3 trim level, and driving record. Find out instantly if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2015 Audi A3 is $1,702 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,702

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Audi A3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,702
Average Rate
Your Rate
$1,702

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Audi A3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Audi A3 is $1,702.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Audi A3 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Audi A3 against all other models in the midsize luxury car segment. The Audi A3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Audi A3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$50
2Acura ILX$1,662-$40
3Audi A3$1,702--
4Infiniti Q40$1,706$4
5Volvo S80$1,712$10
6Lincoln MKZ$1,726$24
7Mercedes-Benz SLK55 AMG$1,744$42
8Mercedes-Benz CLA250$1,808$106
9Mercedes-Benz CLA45 AMG$1,838$136
10BMW 528xi$1,848$146
11BMW 428xi$1,886$184
12Audi A6$1,926$224
13Audi S4$1,928$226
14Mercedes-Benz C400$1,930$228
15Mercedes-Benz E350$1,946$244
16Lexus ES 300H$1,948$246
17BMW 528i$1,956$254
18Mercedes-Benz C350$1,966$264
19Audi S5$1,978$276
20BMW 428i$1,994$292
21BMW 435xi$1,998$296
22Mercedes-Benz SL400$2,016$314
23Hyundai Genesis$2,030$328
24Infiniti Q50$2,064$362
25BMW Activehybrid 5$2,088$386
26BMW 550i$2,094$392
27Mercedes-Benz E550$2,098$396
28Mercedes-Benz E400$2,110$408
29BMW 435i$2,116$414
30Audi RS 5$2,134$432
31BMW 550xi$2,138$436
2015 Midsize Luxury Car Average$2,143$441
32Jaguar XF$2,162$460
33Mercedes-Benz E250$2,166$464
34BMW 535d$2,178$476
35Lexus GS 350$2,180$478
36BMW 535xi$2,196$494
37BMW 535i$2,200$498
38Mercedes-Benz CLS400$2,204$502
39Mercedes-Benz SL550$2,238$536
40Jaguar XK$2,274$572
41BMW 640xi$2,286$584
42Audi A7$2,294$592
43Audi S6$2,318$616
44BMW 640i$2,350$648
45BMW 650xi$2,392$690
46Jaguar XKR$2,478$776
47Mercedes-Benz S550E$2,498$796
48BMW M5$2,512$810
49Mercedes-Benz SL63 AMG$2,580$878
50Tesla Model S$2,590$888
51BMW M6$2,594$892
52Audi S7$2,612$910
53Mercedes-Benz SLS AMG$3,310$1,608
54Mercedes-Benz SL65 AMG$3,360$1,658

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 A3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Audi A3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Audi A3 Insurance Rates by Trim Level
2015 Audi A3 Trim Level Annual Premium Cost Per Month
1.8T Premium Sedan$1,578$132
1.8T Premium Plus Sedan$1,622$135
2.0T Quattro Premium Sedan$1,622$135
2.0T Quattro Premium Plus Sedan$1,666$139
1.8T Premium Convertible$1,678$140
1.8T Prestige S-Line Sedan$1,712$143
1.8T Premium Plus Convertible$1,722$144
2.0T Quattro Premium Convertible$1,722$144
2.0T Quattro Prestige S-Line Sedan$1,756$146
1.8T Prestige S-Line Convertible$1,766$147
2.0T Quattro Premium Plus Convertible$1,766$147
2.0T Quattro Prestige S-Line Convertible$1,812$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Audi A3 for different driver ages.

2015 Audi A3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,150$513
17$5,918$493
18$5,234$436
19$4,794$400
20$3,655$305
21$3,487$291
22$3,113$259
23$2,583$215
24$2,432$203
25$1,970$164
30$1,806$151
35$1,750$146
40$1,702$142
45$1,598$133
50$1,518$127
55$1,418$118
60$1,420$118
65$1,512$126
70$1,644$137
75$1,952$163
80$2,408$201

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A3 trim levels.