2016 Audi A3 Car Insurance Calculator

Get real-time feedback how changes to risk factors and vehicle options impact the cost of insurance for a 2016 Audi A3. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2016 Audi A3 is $1,888 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,888

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi A3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,888
Average Rate
Your Rate
$1,888

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi A3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi A3 is $1,888.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi A3 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Audi A3 against all other models in the midsize luxury car segment. The Audi A3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi A3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$270
2Acura ILX$1,686-$202
3Lexus IS 300$1,792-$96
4Volvo S80$1,834-$54
5Mercedes-Benz C350E$1,842-$46
6Lexus RC 300$1,856-$32
7Audi A3$1,888--
8Mercedes-Benz AMG CLA45$1,910$22
9Lincoln MKZ$1,914$26
10Lexus ES 300H$1,924$36
11Audi A6$1,936$48
12Mercedes-Benz CLA250$1,982$94
13BMW 528i$2,020$132
14Lexus GS 350$2,036$148
15Mercedes-Benz E350$2,062$174
16Audi S4$2,064$176
17Mercedes-Benz SLK55 AMG$2,068$180
18BMW 428xi$2,072$184
19Jaguar XF$2,084$196
20Cadillac ELR$2,090$202
21Mercedes-Benz C450 AMG$2,100$212
22BMW 428i$2,106$218
23Audi S5$2,116$228
24Hyundai Genesis$2,130$242
25BMW 528xi$2,138$250
26Infiniti Q50$2,144$256
27BMW 535xi$2,150$262
28BMW 435xi$2,174$286
29Mercedes-Benz E250$2,192$304
30Mercedes-Benz SL400$2,210$322
31BMW Active 5$2,218$330
32BMW 435i$2,224$336
2016 Midsize Luxury Car Average$2,227$339
33BMW 535d$2,250$362
34Mercedes-Benz E400$2,300$412
35BMW 535i$2,308$420
36Mercedes-Benz E550$2,320$432
37Audi S6$2,358$470
38BMW 550i$2,362$474
39Mercedes-Benz CLS400$2,436$548
40BMW 550xi$2,452$564
41Mercedes-Benz SL550$2,456$568
42BMW 640i$2,490$602
43Audi A7$2,504$616
44BMW 640xi$2,510$622
45BMW M5$2,518$630
46Audi S7$2,522$634
47Tesla Model S$2,590$702
48Mercedes-Benz S550E$2,594$706
49BMW 650xi$2,610$722
50Lexus GS F$2,622$734
51BMW M6$2,796$908
52Mercedes-Benz SL63 AMG$2,876$988
53Mercedes-Benz SL65 AMG$3,584$1,696

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 A3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi A3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi A3 Insurance Rates by Trim Level
2016 Audi A3 Trim Level Annual Premium Cost Per Month
1.8T Premium Convertible$1,814$151
1.8T Premium Plus Convertible$1,814$151
2.0T Quattro Premium Convertible$1,814$151
1.8T Premium Sedan$1,830$153
E-Tron Hybrid Premium Hatchback$1,846$154
E-Tron Hybrid Premium Ultra Hatchback$1,846$154
1.8T Premium Plus S-Line Convertible$1,862$155
2.0T Quattro Premium Plus Convertible$1,862$155
2.0T Quattro Premium-Line Convertible$1,862$155
1.8T Premium Plus S-Line Sedan$1,876$156
1.8T Premium Plus Sedan$1,876$156
2.0T Premium Plus Sedan$1,876$156
2.0T Premium Sedan$1,876$156
2.0T Quattro Premium Sedan$1,876$156
E-Tron Hybrid Premium Plus Hatchback$1,896$158
E-Tron Hybrid Premium Plus Ultra Hatchback$1,896$158
1.8T Prestige S-Line Convertible$1,910$159
2.0T Quattro Prestige S-Line Convertible$1,910$159
1.8T Prestige S-Line Sedan$1,926$161
2.0T Premium Plus S-Line Sedan$1,926$161
2.0T Quattro Premium Plus Sedan$1,926$161
2.0T Quattro Premium-Line Sedan$1,926$161
E-Tron Hybrid Prestige Hatchback$1,942$162
E-Tron Hybrid Prestige Ultra Hatchback$1,942$162
2.0T Prestige S-Line Sedan$1,974$165
2.0T Quattro Prestige S-Line Sedan$1,974$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi A3 for different driver ages.

2016 Audi A3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,819$568
17$6,568$547
18$5,813$484
19$5,321$443
20$4,059$338
21$3,873$323
22$3,454$288
23$2,864$239
24$2,696$225
25$2,190$183
30$2,002$167
35$1,942$162
40$1,888$157
45$1,770$148
50$1,682$140
55$1,566$131
60$1,570$131
65$1,674$140
70$1,822$152
75$2,162$180
80$2,664$222

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A3 trim levels.