2019 Audi A3 Car Insurance Calculator

Get real-time feedback how the choices you make affect car insurance rates for a 2019 Audi A3. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2019 Audi A3 is $2,236 per year, or about $186 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,236

Cost Per Month

$186

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Audi A3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,236
Average Rate
Your Rate
$2,236

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Audi A3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Audi A3 is $2,236.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Audi A3 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 Audi A3 against all other models in the midsize luxury car segment. The Audi A3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Audi A3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$386
2Lexus IS 300$2,006-$230
3Lexus RC 300$2,094-$142
4Lexus ES 350$2,140-$96
5Lincoln MKZ$2,166-$70
6Mercedes-Benz SLC300$2,188-$48
7Mercedes-Benz AMG CLA45$2,198-$38
8Audi A3$2,236--
9Mercedes-Benz CLA250$2,260$24
10Audi S5$2,264$28
11Mercedes-Benz E300$2,274$38
12Genesis G80$2,290$54
13Lexus ES 300H$2,312$76
14BMW 430i$2,328$92
15Lexus GS 300$2,368$132
16Audi A6$2,378$142
17Audi S4$2,390$154
18Lexus GS 350$2,396$160
19Mercedes-Benz CLS450$2,410$174
20BMW 540i$2,442$206
21BMW 530i$2,444$208
22Mercedes-Benz E450$2,474$238
23Jaguar XF$2,484$248
2019 Midsize Luxury Car Average$2,497$261
24BMW 440i$2,498$262
25Mercedes-Benz AMG C43$2,552$316
26Mercedes-Benz SL450$2,560$324
27BMW 530e$2,598$362
28Infiniti Q50$2,614$378
29BMW M550i$2,726$490
30Audi RS 5$2,738$502
31BMW 640i$2,772$536
32Mercedes-Benz AMG C63$2,782$546
33Tesla Model S$2,788$552
34Lexus GS F$2,914$678
35Mercedes-Benz SL550$2,922$686
36Audi A7$2,946$710
37Lexus LC 500H$2,974$738
38BMW M5$3,134$898
39BMW M6$3,472$1,236

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 A3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Audi A3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Audi A3 Insurance Rates by Trim Level
2019 Audi A3 Trim Level Annual Premium Cost Per Month
2.0 Premium Sedan$2,022$169
2.0 Quattro Premium Sedan$2,064$172
2.0 Premium Plus Sedan$2,124$177
2.0 Quattro Premium Plus Sedan$2,124$177
2.0 Prestige Sedan$2,184$182
2.0 Quattro Prestige Sedan$2,184$182
2.0 Premium Convertible$2,186$182
2.0 Premium Plus Convertible$2,350$196
2.0 Quattro Premium Convertible$2,350$196
2.0 Prestige Convertible$2,410$201
2.0 Quattro Premium Plus Convertible$2,410$201
2.0 Quattro Prestige Convertible$2,410$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Audi A3 for different driver ages.

2019 Audi A3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,139$678
17$7,863$655
18$7,001$583
19$6,380$532
20$4,866$406
21$4,637$386
22$4,137$345
23$3,400$283
24$3,210$268
25$2,598$217
30$2,380$198
35$2,296$191
40$2,236$186
45$2,094$175
50$1,982$165
55$1,848$154
60$1,856$155
65$1,982$165
70$2,156$180
75$2,558$213
80$3,168$264

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A3 trim levels.