2022 Audi A3 Car Insurance Calculator

Monitor in real-time how changing risk factors influence insurance rates for a 2022 Audi A3. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2022 Audi A3 is $2,472 per year, or about $206 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,472

Cost Per Month

$206

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi A3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,472
Average Rate
Your Rate
$2,472

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi A3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi A3 is $2,472.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi A3 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2022 Audi A3 against all other models in the midsize luxury car segment. The Audi A3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi A3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$504
2Lexus RC 300$2,370-$102
3Mercedes-Benz AMG CLA35$2,424-$48
4BMW i4$2,438-$34
5Cadillac CT5$2,446-$26
6Audi A3$2,472--
7Mercedes-Benz AMG CLA45$2,482$10
8Mercedes-Benz CLA250$2,494$22
9Lexus ES 250$2,504$32
10Lexus IS 300$2,510$38
11Lexus ES 350$2,518$46
12Audi S5$2,596$124
13Audi S4$2,612$140
14BMW 530i$2,650$178
15Lexus ES 300h$2,660$188
16Genesis G80$2,674$202
17Mercedes-Benz E350$2,676$204
18BMW 530e$2,702$230
19BMW 540i$2,708$236
20BMW M440i$2,720$248
21Mercedes-Benz E450$2,732$260
22Audi A6$2,804$332
23Jaguar XF$2,812$340
2022 Midsize Luxury Car Average$2,819$347
24Lexus IS 500$2,846$374
25BMW 430i$2,876$404
26Mercedes-Benz CLS450$2,896$424
27Infiniti Q50$3,008$536
28Audi RS 5$3,040$568
29Mercedes-Benz AMG C43$3,060$588
30Audi S6$3,082$610
31Mercedes-Benz AMG C63$3,156$684
32Audi A7$3,252$780
33BMW M550i$3,282$810
34Lexus LC 500h$3,348$876
35Tesla Model S$3,408$936
36Audi S7$3,526$1,054
37BMW M8$3,656$1,184
38BMW M5$3,696$1,224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 A3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi A3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi A3 Insurance Rates by Trim Level
2022 Audi A3 Trim Level Annual Premium Cost Per Month
Premium FWD$2,352$196
Premium Quattro$2,412$201
Premium Plus FWD$2,450$204
Premium Plus Quattro$2,496$208
Prestige FWD$2,542$212
Prestige Quattro$2,584$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi A3 for different driver ages.

2022 Audi A3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,856$738
17$8,592$716
18$7,718$643
19$7,012$584
20$5,370$448
21$5,121$427
22$4,586$382
23$3,749$312
24$3,547$296
25$2,874$240
30$2,638$220
35$2,538$212
40$2,472$206
45$2,308$192
50$2,186$182
55$2,040$170
60$2,046$171
65$2,184$182
70$2,362$197
75$2,778$232
80$3,430$286

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A3 trim levels.