2015 Audi A4 Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options impact car insurance rates for a 2015 Audi A4. Tailor settings like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2015 Audi A4 is $1,694 per year, or about $141 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,694

Cost Per Month

$141

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Audi A4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,694
Average Rate
Your Rate
$1,694

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Audi A4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Audi A4 is $1,694.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Audi A4 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 Audi A4 against all other models in the small luxury car segment. The Audi A4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Audi A4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$316
2Mercedes-Benz SLK 350$1,548-$146
3Volvo S60$1,578-$116
4BMW 328xi$1,582-$112
5Acura TLX$1,598-$96
6BMW 228xi$1,608-$86
7Audi A4$1,694--
8Cadillac ATS$1,742$48
9Lexus IS 350$1,768$74
10BMW 228i$1,780$86
2015 Small Luxury Car Average$1,805$111
11BMW 320i$1,806$112
12BMW i3$1,820$126
13Audi S3$1,822$128
14Lexus CT 200H$1,836$142
15Mercedes-Benz C300$1,850$156
16Mercedes-Benz B-Electric Cell$1,856$162
17BMW 328i$1,866$172
18BMW 335xi$1,890$196
19BMW 328d$1,894$200
20Mercedes-Benz C250$1,954$260
21BMW M235i$1,972$278
22BMW 335i$1,992$298
23BMW Activehybrid 3$2,036$342
24Lexus RC 350$2,098$404
25Lexus IS 250$2,152$458

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 A4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Audi A4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Audi A4 Insurance Rates by Trim Level
2015 Audi A4 Trim Level Annual Premium Cost Per Month
2.0T Premium Sedan$1,616$135
2.0T Premium Plus Sedan$1,660$138
2.0T Quattro Premium Plus Sedan$1,660$138
2.0T Quattro Premium Sedan$1,660$138
2.0T Allroad Quattro Premium Plus Sedan$1,718$143
2.0T Allroad Quattro Premium Sedan$1,718$143
2.0T Prestige Sedan$1,718$143
2.0T Quattro Prestige Sedan$1,718$143
2.0T Allroad Quattro Prestige Sedan$1,764$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Audi A4 for different driver ages.

2015 Audi A4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,901$492
17$5,726$477
18$5,155$430
19$4,695$391
20$3,608$301
21$3,447$287
22$3,092$258
23$2,541$212
24$2,407$201
25$1,964$164
30$1,806$151
35$1,742$145
40$1,694$141
45$1,582$132
50$1,498$125
55$1,402$117
60$1,404$117
65$1,490$124
70$1,600$133
75$1,868$156
80$2,292$191

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A4 trim levels.