2013 Audi A5 Car Insurance Calculator

Discover and learn how different driver, vehicle, and coverage options influence insurance rates for a 2013 Audi A5. Set options like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2013 Audi A5 is $1,592 per year, or about $133 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,592

Cost Per Month

$133

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,592
Average Rate
Your Rate
$1,592

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi A5 is $1,592.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2013 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592--
2Cadillac CTS$1,608$16
3Cadillac XTS$1,632$40
4Lincoln MKS$1,712$120
5Cadillac CTS-V$1,838$246
6Lexus GS 450$1,912$320
7Infiniti M56$1,938$346
8Lexus LS 460$1,940$348
9Hyundai Equus$1,952$360
10Mercedes-Benz CLS550$1,992$400
11Mercedes-Benz E63 AMG$2,100$508
12BMW 750xi$2,126$534
13BMW 740i$2,134$542
14Jaguar XJ$2,160$568
15Mercedes-Benz C63 AMG$2,206$614
16BMW 650i$2,244$652
17Jaguar XJ Super$2,248$656
18Mercedes-Benz CLS63 AMG$2,322$730
2013 Large Luxury Car Average$2,329$737
19Lexus LS 600H$2,352$760
20Audi S8$2,378$786
21BMW 750i$2,386$794
22Mercedes-Benz S550$2,390$798
23Porsche Panamera$2,440$848
24Audi A8$2,442$850
25Mercedes-Benz CL550$2,468$876
26Maserati Quattroporte$2,474$882
27Mercedes-Benz S63 AMG$2,590$998
28BMW 760i$2,606$1,014
29Mercedes-Benz S600$2,806$1,214
30Mercedes-Benz CL600$2,820$1,228
31Mercedes-Benz S65 AMG$3,112$1,520
32Mercedes-Benz CL65 AMG$3,218$1,626
33Bentley Continental$3,244$1,652
34Bentley Mulsanne$3,806$2,214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi A5 Insurance Rates by Trim Level
2013 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Premium Convertible$1,388$116
2.0T Quattro Premium Convertible$1,406$117
2.0T Premium Plus Convertible$1,428$119
2.0T Quattro Premium Plus Convertible$1,428$119
2.0T Prestige Convertible$1,466$122
2.0T Quattro Prestige Convertible$1,466$122
2.0T Prestige S-Line Convertible$1,506$126
2.0T Quattro Prestige S-Line Convertible$1,506$126
2.0T Quattro Premium Coupe$1,792$149
2.0T Quattro Premium Plus Coupe$1,846$154
2.0T Quattro Prestige Coupe$1,912$159
2.0T Quattro Prestige S-Line Coupe$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi A5 for different driver ages.

2013 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,622$469
17$5,426$452
18$4,828$402
19$4,418$368
20$3,386$282
21$3,230$269
22$2,892$241
23$2,402$200
24$2,262$189
25$1,840$153
30$1,696$141
35$1,638$137
40$1,592$133
45$1,492$124
50$1,416$118
55$1,322$110
60$1,326$111
65$1,404$117
70$1,518$127
75$1,788$149
80$2,196$183

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.