2016 Audi A5 Car Insurance Calculator

Discover and learn how different factors impact the cost of car insurance for a 2016 Audi A5. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know how the choices you make impact rates.

The average estimated car insurance premium for a 2016 Audi A5 is $1,876 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,876

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,876
Average Rate
Your Rate
$1,876

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi A5 is $1,876.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$92
2Cadillac CTS$1,808-$68
3Audi A5$1,876--
4Lincoln MKS$1,908$32
5Cadillac CT6$1,924$48
6Kia K900$2,152$276
7Acura RLX$2,156$280
8Infiniti Q70L$2,162$286
9Mercedes-Benz CLS550$2,204$328
10Lexus GS 450$2,218$342
11Infiniti Q70$2,228$352
12Hyundai Equus$2,256$380
13Lexus LS 460$2,358$482
14Mercedes-Benz C63 AMG$2,434$558
15Cadillac CTS-V$2,440$564
16BMW 740i$2,482$606
17Jaguar XJ$2,498$622
18Mercedes-Benz E63 AMG$2,508$632
19BMW 650i$2,680$804
20Maserati Ghibli$2,684$808
2016 Large Luxury Car Average$2,713$837
21Jaguar XJ Super$2,752$876
22BMW 750i$2,772$896
23Audi RS 7$2,828$952
24Audi S8$2,856$980
25Lexus LS 600H$2,876$1,000
26Mercedes-Benz CLS63 AMG$2,878$1,002
27Mercedes-Benz S550$2,924$1,048
28Maserati Quattroporte$2,932$1,056
29Mercedes-Benz AMG$2,968$1,092
30Audi A8$3,014$1,138
31BMW Alpina B6$3,026$1,150
32Porsche Panamera$3,102$1,226
33Mercedes-Benz S63 AMG$3,330$1,454
34Mercedes-Benz S600$3,392$1,516
35Mercedes-Benz S65 AMG$3,910$2,034
36Mercedes-Benz S65$3,956$2,080
37Bentley Continental$4,024$2,148
38Bentley Mulsanne$4,798$2,922

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi A5 Insurance Rates by Trim Level
2016 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium-Line Convertible$1,822$152
2.0T Quattro Premium Plus S-Line Convertible$1,872$156
2.0T Quattro Premium Plus S-Line Coupe$1,904$159
2.0T Quattro Premium-Line Coupe$1,904$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi A5 for different driver ages.

2016 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,533$544
17$6,337$528
18$5,702$475
19$5,196$433
20$3,998$333
21$3,816$318
22$3,427$286
23$2,820$235
24$2,669$222
25$2,172$181
30$2,002$167
35$1,928$161
40$1,876$156
45$1,756$146
50$1,666$139
55$1,552$129
60$1,556$130
65$1,654$138
70$1,774$148
75$2,072$173
80$2,538$212

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.