2018 Audi A5 Car Insurance Calculator

Find out how different risk factors impact the cost of insurance for a 2018 Audi A5. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 Audi A5 is $2,090 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,090

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,090
Average Rate
Your Rate
$2,090

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Audi A5 is $2,090.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$144
2Cadillac CTS$2,010-$80
3Audi A5$2,090--
4Cadillac XTS$2,130$40
5Cadillac CT6$2,156$66
6Volvo S90$2,234$144
7Lexus LS 500$2,318$228
8Infiniti Q70$2,324$234
9Acura RLX$2,364$274
10Lexus LS 500H$2,408$318
11Mercedes-Benz CLS550$2,464$374
12Lexus GS 450$2,488$398
13Infiniti Q60$2,536$446
14Mercedes-Benz C63 AMG$2,582$492
15Cadillac CTS-V$2,654$564
16Mercedes-Benz S450$2,680$590
17Jaguar XJ$2,692$602
18Genesis G90$2,700$610
2018 Large Luxury Car Average$2,783$693
19BMW 740e$2,804$714
20BMW 740i$2,824$734
21Mercedes-Benz S560$2,832$742
22BMW 650i$2,838$748
23Audi RS 7$2,940$850
24Mercedes-Benz E63 AMG$3,020$930
25Mercedes-Benz CLS63 AMG$3,046$956
26BMW 750i$3,054$964
27Maserati Ghibli$3,058$968
28Porsche Panamera$3,118$1,028
29Audi A8$3,148$1,058
30BMW Alpina B6$3,234$1,144
31Maserati Quattroporte$3,246$1,156
32Audi S8$3,346$1,256
33Mercedes-Benz AMG$3,372$1,282
34Mercedes-Benz AMG S63$3,438$1,348
35BMW M760i$3,668$1,578
36Mercedes-Benz S65 AMG$4,432$2,342

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Audi A5 Insurance Rates by Trim Level
2018 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Convertible$1,714$143
2.0T Quattro Premium Plus Convertible$1,768$147
2.0T Quattro Prestige Convertible$1,826$152
2.0T Quattro Premium Hatchback$1,942$162
2.0T Quattro Premium-Line Hatchback$2,002$167
2.0T Quattro Premium Plus Hatchback$2,036$170
2.0T Quattro Premium Plus S-Line Hatchback$2,036$170
2.0T Quattro Premium Coupe$2,144$179
2.0T Quattro Premium-Line Coupe$2,144$179
E-Tron Hybrid Premium Plus Hatchback$2,168$181
2.0T Quattro Prestige S-Line Hatchback$2,170$181
2.0T Quattro Premium Plus Coupe$2,256$188
2.0T Quattro Premium Plus S-Line Coupe$2,256$188
2.0T Quattro Prestige Coupe$2,326$194
2.0T Quattro Prestige S-Line Coupe$2,326$194
3.0T Quattro Prestige Hatchback$2,366$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Audi A5 for different driver ages.

2018 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,454$621
17$7,231$603
18$6,494$541
19$5,904$492
20$4,527$377
21$4,315$360
22$3,866$322
23$3,165$264
24$2,992$249
25$2,428$202
30$2,230$186
35$2,146$179
40$2,090$174
45$1,956$163
50$1,854$155
55$1,730$144
60$1,736$145
65$1,852$154
70$1,992$166
75$2,344$195
80$2,892$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.