2018 Audi A5 Car Insurance Calculator

Find out how different risk factors impact the cost of insurance for a 2018 Audi A5. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 Audi A5 is $2,140 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,140

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,140
Average Rate
Your Rate
$2,140

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Audi A5 is $2,140.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,996-$144
2Cadillac CTS$2,060-$80
3Audi A5$2,140--
4Cadillac XTS$2,182$42
5Cadillac CT6$2,206$66
6Volvo S90$2,288$148
7Lexus LS 500$2,374$234
8Infiniti Q70$2,382$242
9Acura RLX$2,420$280
10Lexus LS 500H$2,466$326
11Mercedes-Benz CLS550$2,524$384
12Lexus GS 450$2,548$408
13Infiniti Q60$2,596$456
14Mercedes-Benz C63 AMG$2,644$504
15Cadillac CTS-V$2,718$578
16Mercedes-Benz S450$2,748$608
17Jaguar XJ$2,758$618
18Genesis G90$2,766$626
2018 Large Luxury Car Average$2,851$711
19BMW 740e$2,872$732
20BMW 740i$2,892$752
21Mercedes-Benz S560$2,902$762
22BMW 650i$2,908$768
23Audi RS 7$3,012$872
24Mercedes-Benz E63 AMG$3,092$952
25Mercedes-Benz CLS63 AMG$3,120$980
26BMW 750i$3,128$988
27Maserati Ghibli$3,134$994
28Porsche Panamera$3,196$1,056
29Audi A8$3,224$1,084
30BMW Alpina B6$3,312$1,172
31Maserati Quattroporte$3,328$1,188
32Audi S8$3,426$1,286
33Mercedes-Benz AMG$3,452$1,312
34Mercedes-Benz AMG S63$3,522$1,382
35BMW M760i$3,758$1,618
36Mercedes-Benz S65 AMG$4,538$2,398

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Audi A5 Insurance Rates by Trim Level
2018 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Convertible$1,758$147
2.0T Quattro Premium Plus Convertible$1,814$151
2.0T Quattro Prestige Convertible$1,872$156
2.0T Quattro Premium Hatchback$1,992$166
2.0T Quattro Premium-Line Hatchback$2,052$171
2.0T Quattro Premium Plus Hatchback$2,088$174
2.0T Quattro Premium Plus S-Line Hatchback$2,088$174
2.0T Quattro Premium Coupe$2,196$183
2.0T Quattro Premium-Line Coupe$2,196$183
E-Tron Hybrid Premium Plus Hatchback$2,222$185
2.0T Quattro Prestige S-Line Hatchback$2,224$185
2.0T Quattro Premium Plus Coupe$2,310$193
2.0T Quattro Premium Plus S-Line Coupe$2,310$193
2.0T Quattro Prestige Coupe$2,382$199
2.0T Quattro Prestige S-Line Coupe$2,382$199
3.0T Quattro Prestige Hatchback$2,422$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Audi A5 for different driver ages.

2018 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,638$637
17$7,408$617
18$6,654$555
19$6,050$504
20$4,635$386
21$4,423$369
22$3,961$330
23$3,240$270
24$3,070$256
25$2,490$208
30$2,284$190
35$2,200$183
40$2,140$178
45$2,002$167
50$1,896$158
55$1,772$148
60$1,778$148
65$1,892$158
70$2,044$170
75$2,402$200
80$2,964$247

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.