2020 Audi A5 Car Insurance Calculator

Monitor in real-time how choices you make affect car insurance rates for a 2020 Audi A5. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2020 Audi A5 is $2,284 per year, or about $190 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,284

Cost Per Month

$190

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,284
Average Rate
Your Rate
$2,284

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi A5 is $2,284.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2020 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284--
2Lincoln Continental$2,372$88
3Volvo S90$2,438$154
4Cadillac CT6$2,516$232
5Acura RLX$2,638$354
6Lexus LS 500H$2,744$460
7Kia K900$2,796$512
8Lexus LS 500$2,886$602
9Infiniti Q60$2,934$650
10Mercedes-Benz AMG E53$2,938$654
11Genesis G90$2,950$666
12Mercedes-Benz AMG CLS53$3,016$732
13BMW 840i$3,082$798
2020 Large Luxury Car Average$3,122$838
14Mercedes-Benz S450$3,214$930
15BMW M850i$3,232$948
16BMW 740i$3,340$1,056
17BMW 850i$3,368$1,084
18Mercedes-Benz E63 AMG$3,384$1,100
19Porsche Panamera$3,518$1,234
20Audi A8$3,578$1,294
21Mercedes-Benz S560$3,614$1,330
22BMW 750i$3,628$1,344
23BMW M760i$4,094$1,810
24Mercedes-Benz AMG S63$4,374$2,090

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi A5 Insurance Rates by Trim Level
2020 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Convertible$2,064$172
2.0T Quattro Premium Plus Convertible$2,126$177
2.0T Quattro Prestige Plus Convertible$2,186$182
2.0T Premium Hatchback$2,230$186
2.0T Quattro Premium Coupe$2,294$191
2.0T Premium Plus Hatchback$2,354$196
2.0T Prestige Plus Hatchback$2,398$200
2.0T Quattro PremiumPlus Coupe$2,416$201
2.0T Quattro Prestige Coupe$2,478$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi A5 for different driver ages.

2020 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,061$672
17$7,837$653
18$7,081$590
19$6,426$536
20$4,937$411
21$4,712$393
22$4,228$352
23$3,449$287
24$3,269$272
25$2,654$221
30$2,440$203
35$2,344$195
40$2,284$190
45$2,132$178
50$2,016$168
55$1,884$157
60$1,888$157
65$2,016$168
70$2,162$180
75$2,530$211
80$3,116$260

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.