2021 Audi A5 Car Insurance Calculator

See in real-time how choices you make affect car insurance rates for a 2021 Audi A5. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see how the choices you make impact rates.

The average estimated car insurance premium for a 2021 Audi A5 is $2,358 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,358

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,358
Average Rate
Your Rate
$2,358

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Audi A5 is $2,358.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2021 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358--
2Volvo S90$2,520$162
3Lexus LS 500H$2,834$476
4Kia K900$2,888$530
5Lexus LS 500$2,980$622
6Mercedes-Benz AMG E53$3,026$668
7Infiniti Q60$3,038$680
8Genesis G90$3,046$688
9Mercedes-Benz AMG CLS53$3,118$760
10BMW 840i$3,184$826
2021 Large Luxury Car Average$3,320$962
11Mercedes-Benz S450$3,324$966
12BMW M850i$3,342$984
13BMW 740i$3,456$1,098
14BMW 850i$3,484$1,126
15Mercedes-Benz E63 AMG$3,500$1,142
16Porsche Panamera$3,646$1,288
17Audi A8$3,704$1,346
18Mercedes-Benz S560$3,738$1,380
19BMW 750i$3,754$1,396
20BMW M760i$4,238$1,880
21Mercedes-Benz AMG S63$4,532$2,174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Audi A5 Insurance Rates by Trim Level
2021 Audi A5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Convertible$2,128$177
2.0T Quattro Premium Plus Convertible$2,194$183
2.0T Quattro Prestige Plus Convertible$2,258$188
2.0T Premium Hatchback$2,302$192
2.0T Quattro Premium Coupe$2,368$197
2.0T Premium Plus Hatchback$2,434$203
2.0T Prestige Plus Hatchback$2,478$207
2.0T Quattro PremiumPlus Coupe$2,496$208
2.0T Quattro Prestige Coupe$2,562$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Audi A5 for different driver ages.

2021 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,309$692
17$8,086$674
18$7,314$610
19$6,633$553
20$5,099$425
21$4,865$405
22$4,366$364
23$3,561$297
24$3,377$281
25$2,742$229
30$2,520$210
35$2,418$202
40$2,358$197
45$2,200$183
50$2,082$174
55$1,944$162
60$1,950$163
65$2,080$173
70$2,230$186
75$2,608$217
80$3,210$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.