2022 Audi A5 Car Insurance Calculator

Discover and learn how decisions you make impact the insurance cost for a 2022 Audi A5. Fine-tune factors like policy discounts, A5 trim level, driving record, and coverage amounts. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2022 Audi A5 is $2,510 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,510

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,510
Average Rate
Your Rate
$2,510

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi A5 is $2,510.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2022 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510--
2Volvo S90$2,768$258
3Lexus LS 500$2,874$364
4Mercedes-Benz AMG E53$2,922$412
5Genesis G90$2,928$418
6Mercedes-Benz AMG GT43$2,986$476
7Lexus LS 500h$3,074$564
8BMW 840i$3,094$584
9BMW 745e$3,150$640
10Mercedes-Benz EQS 450$3,226$716
11Infiniti Q60$3,236$726
12Mercedes-Benz S500$3,276$766
13Audi RS 7$3,282$772
14Mercedes-Benz EQS 580$3,306$796
2022 Large Luxury Car Average$3,380$870
15BMW M850i$3,526$1,016
16Mercedes-Benz S580$3,532$1,022
17BMW 740i$3,560$1,050
18Audi S8$3,612$1,102
19BMW 750i$3,650$1,140
20Audi A8$3,658$1,148
21Porsche Panamera$3,728$1,218
22Mercedes-Benz S560$3,888$1,378
23BMW Alpina B8$4,080$1,570
24BMW M760i$4,212$1,702
25Mercedes-Benz Maybach S580$4,424$1,914

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi A5 Insurance Rates by Trim Level
2022 Audi A5 Trim Level Annual Premium Cost Per Month
Premium Coupe$2,246$187
Sportback Premium 40$2,400$200
Prestige Coupe$2,442$204
Sportback Premium 45$2,454$205
Premium Cabriolet$2,484$207
Premium Plus Coupe$2,514$210
Sportback Premium Plus 40$2,518$210
Sportback Premium Plus 45$2,564$214
Premium Plus Cabriolet$2,570$214
Sportback Prestige 40$2,630$219
Prestige Cabriolet$2,656$221
Sportback Prestige 45$2,656$221

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi A5 for different driver ages.

2022 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,860$738
17$8,619$718
18$7,792$649
19$7,066$589
20$5,429$452
21$5,178$432
22$4,651$388
23$3,795$316
24$3,594$300
25$2,918$243
30$2,684$224
35$2,576$215
40$2,510$209
45$2,344$195
50$2,216$185
55$2,068$172
60$2,076$173
65$2,214$185
70$2,376$198
75$2,778$232
80$3,424$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.