2023 Audi A5 Car Insurance Calculator

Explore and learn how different risk factors impact car insurance rates for a 2023 Audi A5. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2023 Audi A5 is $2,558 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,558

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,558
Average Rate
Your Rate
$2,558

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi A5 is $2,558.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2023 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,558--
2Volvo S90$2,884$326
3Lexus LS 500$2,978$420
4Mercedes-Benz AMG E53$2,996$438
5Genesis G90$3,016$458
6BMW i7$3,034$476
7Mercedes-Benz AMG GT43$3,062$504
8Lexus LS 500h$3,162$604
9BMW 840i$3,252$694
10Mercedes-Benz EQS 450$3,326$768
11Infiniti Q60$3,334$776
12Mercedes-Benz S500$3,360$802
13Audi RS 7$3,434$876
14Mercedes-Benz EQS 580$3,448$890
2023 Large Luxury Car Average$3,525$967
15BMW 740i$3,618$1,060
16BMW M850i$3,666$1,108
17Mercedes-Benz AMG EQS$3,694$1,136
18Audi A8$3,738$1,180
19Audi S8$3,756$1,198
20Porsche Panamera$3,818$1,260
21BMW 760i$3,854$1,296
22Mercedes-Benz S580$3,940$1,382
23BMW Alpina B8$4,188$1,630
24BMW M760i$4,322$1,764
25Mercedes-Benz Maybach S580$4,454$1,896
26Mercedes-Benz Maybach S680$4,752$2,194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi A5 Insurance Rates by Trim Level
2023 Audi A5 Trim Level Annual Premium Cost Per Month
Premium Coupe$2,302$192
Premium Plus Coupe$2,418$202
Sportback Premium 40$2,458$205
Prestige Coupe$2,498$208
Sportback Premium 45$2,512$209
Premium Cabriolet$2,562$214
Sportback Premium Plus 40$2,578$215
Sportback Premium Plus 45$2,628$219
Premium Plus Cabriolet$2,650$221
Sportback Prestige 40$2,688$224
Sportback Prestige 45$2,708$226
Prestige Cabriolet$2,726$227

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi A5 for different driver ages.

2023 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,985$749
17$8,750$729
18$7,923$660
19$7,184$599
20$5,527$461
21$5,274$440
22$4,739$395
23$3,865$322
24$3,664$305
25$2,974$248
30$2,738$228
35$2,626$219
40$2,558$213
45$2,386$199
50$2,258$188
55$2,108$176
60$2,116$176
65$2,254$188
70$2,416$201
75$2,822$235
80$3,472$289

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.