2024 Audi A5 Car Insurance Calculator

See and learn how seemingly small changes impact car insurance rates for a 2024 Audi A5. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2024 Audi A5 is $2,782 per year, or about $232 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,782

Cost Per Month

$232

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Audi A5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,782
Average Rate
Your Rate
$2,782

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Audi A5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi A5 is $2,782.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi A5 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2024 Audi A5 against all other models in the large luxury car segment. The Audi A5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi A5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,782--
2Volvo S90$2,870$88
3Genesis G90$3,076$294
4Mercedes-Benz AMG E53$3,088$306
5Mercedes-Benz EQS 450$3,122$340
6Lexus LS 500$3,220$438
7Lexus LS 500h$3,262$480
8BMW 840i$3,354$572
9BMW i7$3,402$620
10Audi RS 7$3,524$742
2024 Large Luxury Car Average$3,748$966
11BMW M850i$3,780$998
12BMW 740i$3,794$1,012
13BMW 750e$3,806$1,024
14Mercedes-Benz AMG GT43$3,832$1,050
15Audi S8$3,878$1,096
16Mercedes-Benz S500$3,972$1,190
17Audi A8$3,982$1,200
18BMW 760i$4,008$1,226
19Mercedes-Benz S580$4,162$1,380
20Mercedes-Benz EQS 580$4,230$1,448
21Mercedes-Benz Maybach S580$4,598$1,816
22Mercedes-Benz AMG EQS$4,642$1,860
23Porsche Panamera$4,666$1,884
24Mercedes-Benz Maybach S680$4,906$2,124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 A5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi A5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi A5 Insurance Rates by Trim Level
2024 Audi A5 Trim Level Annual Premium Cost Per Month
Coupe Premium$2,526$211
Coupe Premium Plus$2,634$220
Sportback Premium 40$2,662$222
Coupe Prestige$2,710$226
Sportback Premium 45$2,726$227
Sportback Premium Plus 40$2,784$232
Cabriolet Premium$2,788$232
Sportback Premium Plus 45$2,858$238
Cabriolet Premium Plus$2,892$241
Sportback Prestige 40$2,902$242
Cabriolet Prestige$2,956$246
Sportback Prestige 45$2,972$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi A5 for different driver ages.

2024 Audi A5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,704$809
17$9,465$789
18$8,603$717
19$7,791$649
20$6,005$500
21$5,728$477
22$5,158$430
23$4,197$350
24$3,984$332
25$3,236$270
30$2,982$249
35$2,854$238
40$2,782$232
45$2,594$216
50$2,450$204
55$2,288$191
60$2,296$191
65$2,446$204
70$2,614$218
75$3,046$254
80$3,742$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A5 trim levels.