2013 Audi A6 Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options influence insurance rates for a 2013 Audi A6. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2013 Audi A6 is $1,618 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,618

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi A6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,618
Average Rate
Your Rate
$1,618

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi A6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi A6 is $1,618.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi A6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Audi A6 against all other models in the midsize luxury car segment. The Audi A6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi A6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$184
2Acura TL$1,458-$160
3Acura ILX$1,492-$126
4Acura TSX$1,532-$86
5Volvo C70$1,558-$60
6Lincoln MKZ$1,578-$40
7Lexus GS 350$1,586-$32
8Lexus ES 350$1,614-$4
9Audi A6$1,618--
10Lexus ES 300H$1,640$22
11Mercedes-Benz SLK55 AMG$1,654$36
12Mercedes-Benz C350$1,692$74
13Volvo S80$1,750$132
14Infiniti G37$1,776$158
15Audi S5$1,786$168
16Mercedes-Benz E350$1,800$182
17BMW 528xi$1,802$184
18Hyundai Genesis$1,806$188
19Infiniti M35$1,818$200
20Jaguar XF$1,822$204
21Mercedes-Benz E550$1,848$230
22Mercedes-Benz E400$1,858$240
23Infiniti M37$1,864$246
24BMW 535xi$1,886$268
25BMW 550xi$1,906$288
26Audi S4$1,912$294
27BMW 528i$1,914$296
28BMW Activehybrid 5$1,926$308
29BMW 535i$1,958$340
2013 Midsize Luxury Car Average$1,963$345
30Audi RS 5$1,966$348
31BMW 550i$1,980$362
32Jaguar XK$1,996$378
33Mercedes-Benz SL550$2,010$392
34Audi S6$2,064$446
35BMW 640i$2,126$508
36Mercedes-Benz S400$2,152$534
37Audi S7$2,170$552
38Audi A7$2,194$576
39Tesla Model S$2,266$648
40Jaguar XKR$2,298$680
41Mercedes-Benz S350$2,324$706
42BMW M6$2,334$716
43BMW 650xi$2,370$752
44BMW M5$2,380$762
45Mercedes-Benz SL63 AMG$2,572$954
46Mercedes-Benz CL63 AMG$2,820$1,202
47Mercedes-Benz SLS AMG$2,920$1,302
48Mercedes-Benz SL65 AMG$3,012$1,394

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 A6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi A6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi A6 Insurance Rates by Trim Level
2013 Audi A6 Trim Level Annual Premium Cost Per Month
2.0T Premium Sedan$1,534$128
2.0T Quattro Premium Sedan$1,534$128
2.0T Premium Plus Sedan$1,598$133
2.0T Quattro Premium Plus Sedan$1,598$133
3.0 Quattro Premium Plus Sedan$1,638$137
3.0 Quattro Premium Sedan$1,638$137
3.0 Quattro Prestige Sedan$1,680$140
3.0 Quattro Prestige w/Innovation Sedan$1,720$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi A6 for different driver ages.

2013 Audi A6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,705$475
17$5,534$461
18$4,976$415
19$4,526$377
20$3,471$289
21$3,313$276
22$2,969$247
23$2,435$203
24$2,303$192
25$1,876$156
30$1,724$144
35$1,660$138
40$1,618$135
45$1,514$126
50$1,434$120
55$1,338$112
60$1,342$112
65$1,430$119
70$1,536$128
75$1,800$150
80$2,214$185

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A6 trim levels.