2016 Audi A6 Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options affect car insurance rates for a 2016 Audi A6. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2016 Audi A6 is $1,936 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,936

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi A6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,936
Average Rate
Your Rate
$1,936

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi A6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi A6 is $1,936.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi A6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Audi A6 against all other models in the midsize luxury car segment. The Audi A6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi A6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$318
2Acura ILX$1,686-$250
3Lexus IS 300$1,792-$144
4Volvo S80$1,834-$102
5Mercedes-Benz C350E$1,842-$94
6Lexus RC 300$1,856-$80
7Audi A3$1,888-$48
8Mercedes-Benz AMG CLA45$1,910-$26
9Lincoln MKZ$1,914-$22
10Lexus ES 300H$1,924-$12
11Audi A6$1,936--
12Mercedes-Benz CLA250$1,982$46
13BMW 528i$2,020$84
14Lexus GS 350$2,036$100
15Mercedes-Benz E350$2,062$126
16Audi S4$2,064$128
17Mercedes-Benz SLK55 AMG$2,068$132
18BMW 428xi$2,072$136
19Jaguar XF$2,084$148
20Cadillac ELR$2,090$154
21Mercedes-Benz C450 AMG$2,100$164
22BMW 428i$2,106$170
23Audi S5$2,116$180
24Hyundai Genesis$2,130$194
25BMW 528xi$2,138$202
26Infiniti Q50$2,144$208
27BMW 535xi$2,150$214
28BMW 435xi$2,174$238
29Mercedes-Benz E250$2,192$256
30Mercedes-Benz SL400$2,210$274
31BMW Active 5$2,218$282
32BMW 435i$2,224$288
2016 Midsize Luxury Car Average$2,227$291
33BMW 535d$2,250$314
34Mercedes-Benz E400$2,300$364
35BMW 535i$2,308$372
36Mercedes-Benz E550$2,320$384
37Audi S6$2,358$422
38BMW 550i$2,362$426
39Mercedes-Benz CLS400$2,436$500
40BMW 550xi$2,452$516
41Mercedes-Benz SL550$2,456$520
42BMW 640i$2,490$554
43Audi A7$2,504$568
44BMW 640xi$2,510$574
45BMW M5$2,518$582
46Audi S7$2,522$586
47Tesla Model S$2,590$654
48Mercedes-Benz S550E$2,594$658
49BMW 650xi$2,610$674
50Lexus GS F$2,622$686
51BMW M6$2,796$860
52Mercedes-Benz SL63 AMG$2,876$940
53Mercedes-Benz SL65 AMG$3,584$1,648

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 A6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi A6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi A6 Insurance Rates by Trim Level
2016 Audi A6 Trim Level Annual Premium Cost Per Month
2.0T Premium Plus Sedan$1,874$156
2.0T Premium Sedan$1,874$156
2.0T Quattro Premium Sedan$1,874$156
2.0T Quattro Premium Plus Sedan$1,922$160
3.0T Quattro Premium Plus Sedan$1,970$164
3.0 Quattro Prestige Sedan$2,020$168
3.0T Quattro Prestige Sedan$2,020$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi A6 for different driver ages.

2016 Audi A6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,767$564
17$6,590$549
18$5,976$498
19$5,416$451
20$4,165$347
21$3,976$331
22$3,569$297
23$2,915$243
24$2,763$230
25$2,250$188
30$2,072$173
35$1,988$166
40$1,936$161
45$1,806$151
50$1,708$142
55$1,598$133
60$1,602$134
65$1,706$142
70$1,826$152
75$2,124$177
80$2,614$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A6 trim levels.