2020 Audi A6 Car Insurance Calculator

Understand how changes to risk factors and vehicle options impact the cost of car insurance for a 2020 Audi A6. Modify options like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2020 Audi A6 is $2,614 per year, or about $218 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,614

Cost Per Month

$218

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi A6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,614
Average Rate
Your Rate
$2,614

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi A6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi A6 is $2,614.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi A6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi A6 against all other models in the midsize luxury car segment. The Audi A6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi A6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$728
2Lexus RC 300$2,168-$446
3Mercedes-Benz SLC300$2,230-$384
4Lexus ES 350$2,238-$376
5Lincoln MKZ$2,248-$366
6Mercedes-Benz AMG CLA45$2,268-$346
7Jaguar XE$2,272-$342
8Lexus IS 300$2,276-$338
9Audi A3$2,316-$298
10Cadillac CT5$2,354-$260
11Audi S5$2,414-$200
12Lexus GS 350$2,478-$136
13Mercedes-Benz E350$2,488-$126
14Lexus ES 300H$2,526-$88
15Audi S4$2,550-$64
16BMW 530i$2,558-$56
17BMW 540i$2,582-$32
18Mercedes-Benz CLA250$2,598-$16
19Genesis G80$2,604-$10
20Audi A6$2,614--
21Mercedes-Benz E450$2,644$30
22BMW 430i$2,666$52
23Mercedes-Benz CLS450$2,700$86
24Jaguar XF$2,702$88
2020 Midsize Luxury Car Average$2,704$90
25BMW 440i$2,796$182
26Mercedes-Benz AMG C43$2,804$190
27Mercedes-Benz SL450$2,822$208
28Audi RS 5$2,838$224
29Audi S6$2,898$284
30Infiniti Q50$2,926$312
31BMW 530e$2,942$328
32Lexus GS F$3,016$402
33Mercedes-Benz AMG C63$3,056$442
34BMW M550i$3,110$496
35Mercedes-Benz SL550$3,136$522
36Tesla Model S$3,192$578
37Audi A7$3,236$622
38Lexus LC 500H$3,320$706
39Audi S7$3,444$830
40BMW M8$3,448$834
41BMW M5$3,494$880

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 A6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi A6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi A6 Insurance Rates by Trim Level
2020 Audi A6 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Sedan$2,520$210
2.0T Quattro Premium Plus Sedan$2,582$215
3.0T Quattro Premium Sedan$2,582$215
2.0T Quattro Prestige Sedan$2,646$221
3.0T Quattro Premium Plus Sedan$2,646$221
3.0T Quattro Prestige Sedan$2,706$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi A6 for different driver ages.

2020 Audi A6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,288$774
17$9,028$752
18$8,142$679
19$7,388$616
20$5,670$473
21$5,408$451
22$4,848$404
23$3,957$330
24$3,748$312
25$3,042$254
30$2,792$233
35$2,684$224
40$2,614$218
45$2,436$203
50$2,306$192
55$2,154$180
60$2,160$180
65$2,306$192
70$2,484$207
75$2,912$243
80$3,592$299

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A6 trim levels.